I've been a mortgage broker in the Southern California area for over 27 years. I have managed to adapt as our industry has undergone massive changes in process and regulation. My approach is to structure the most cost effective and client-appropriate financing solutions. Beyond the transaction, we believe strongly in debt management. Just as you have someone manage your assets we strive to serve you as debt manager and believe this side of the balance sheet deserves equal attention. So after the close of escrow we monitor your financing relative to the market to identify any opportunities to reduce interest expense, accelerate payoff, consolidate existing liens, etc. We have also recently expanded to offer business lending solutions to new and ongoing entities. Offerings range from lines of credit, start-up capital, factoring and more. Banks are tightening lending requirements for businesses and this has provided a great opportunity to step into this space with alternative financing sources that look for every opportunity to say 'Yes'.My success in the lending arena has been fostered by building and maintaining relationships, not "doing loans". We care about what we do and who we're doing it for, the client. Call Directly: (310) 357-7521Send Email: tony@american-california.comNMLS ID - 272835 CA BRE # - 01028714Company NMLS ID - 238008