Tony Emrick Email & Phone Number

Avon, Co, Us

Patented Pending Card Fraud for Card Not Present CNP Transactions using Quantum Computing Safe TechniquesCyberPro2 brings to the financial payments market a software platform that covers issuers and clients. The platform server can reside at the issuer’s PAN authorization database without modifying any of the currently running security software on the authorization platform. Our software is based on innovative patented pending technologies that can be used to prevent most types of card payment fraud, particularly Card Not Present (CNP) fraudulent activities.CyberPro2's software platform protects and secures payment transactions for stakeholders in the transaction path. It stops CNP fraud, protects the issuer card database against breaches, guards consumer’s smartphone against hacks, shields the eCommerce merchant against false declines and protects issuers and merchants against account takeovers. In addition, the software provides a platform to defend against Quantum Computing attacks in the near future.

The Future of Micropayment Oblingo Payments Technology is the first “enjoy now pay later” platform enabling real time true micropayments without a pre-payment demand. No known platform enables a single click, fast registration process with the agility and elegance of Oblingo..

SocialPay™ has built a “Patent-Pending” custom banking backend to handle a multitude of transactions including P2P, Bill Pay, merchant payments, and micro loans. Our custom backend is powered by Fiserv and WorldPay to provide first class banking security, speed, processing, account management, and disbursements.Our backend enables any two rails to transact instantly and securely allowing us to not only process ACH or Debt transactions but also P2P network and mobile wallets.The platform is backed by world class partners which include Fiserv and WorldPay who power our processing, ACH transactions, KYC, security, accounts, compliance and support.

Carmel, In

Consulting in the payment space. Negotiating data processing contracts and debit network participation agreements. Currently helping Collective Dynamics commercialize a set of Patents related to the biometric authentication of a consumer in a payment transaction. Expert Witness in payments as it relates to data breaches and other cases. Assisting two other companies grow by networking, speaking to industry leading banks about card not present fraud solutions and revenue increasing payment card features.

Authenticating the consumer in a payment transaction using the consumer's mobile device to collect a biometric feature. MobileBioSecure™ was created by payment industry veterans based on patented cloud & mobile payment technologies (US9530125, US8577804, US9159061, US9361611). Compatible with EMV® 3-D Secure Protocol and Core Functions Specification v2.0.0. The concept was born out of the need to extend pin-based payment methods to eCommerce and later broadened to include network branded credit cards, gift cards, alternative payments, and to include brick and mortar tokenized "surrogate" mobile payments. Like a "Selfie Pay" or a modernized "Mobile 3D Secure" it is a needed solution for reducing payment card-not present fraud and increasing customer confidence and loyalty. We are interested in partners who would like to help us fully commercialize this concept and / or license our patents.

Carmel, In

Responsible for new business revenue in North America. CDS Global is a Business Process Outsourcer, owned by The Hearst Corporation, that provides Lockbox Processing, Image Capture Services, Integrated Bill Presentment and Payment, Payments Processing, Full eCommerce Support, list management, call center and communications (print and digital) services among other services. The business has been expanding beyond media clients to include non-profits, utilities, education and financials and more. Click on the Video Below to learn more about CDS Global

Joined Fifth Third Processing Solutions, LLC in December 2009 to develop and lead a National Large Account Sales team. Transitioned to a role of assisting with Durbin legislation strategy and Jeanie PIN Debit Network leader. In that role help seize opportunities enterprise-wide to increase number of cardholders and transactions in the Jeanie Network by securing issuers, adjusting network rates and maximizing transaction routing by merchants. Was involved in new product initiatives surrounding enterprise wide solutions such as Internet PIN Debit, Merchant Funded Rewards, Mobile Payments and EMV Chip and PIN strategy related to Regional Debit Networks, Issuers, merchants and compliance with Regulation II.

Wilmington, Del

Senior Leader at First Data for Branded Networks. Responsible for maintaining the security and viability of First Data’s STAR Network, along with managing network rules and compliance, member relations, fees, risk management and other network support functions.Responsible for all aspects of STAR Network including product development, sales, implementation, strategy and P&L of $318M annually.

2004 – 2007 Senior Vice President, Sales and Relationship Management, First Data Debit Services Responsible for new business development and existing client base of more than 6,200 financial institutions with more than $750 million in annual revenue. Products included ATM Terminal Driving, Debit Card Issuing, PrePaid Cards, STAR PIN Network and Risk Management Products.2003-04 National Account Sales- Secured more than $100 Million in term revenue, major contract renewals.2002 - $4 Million Annual Sales - 100% Quota.2001 - Salesperson of the Year. $8.5 Million Annual ales – 280% Quota2000 - Debit Processing Sales. $3 Million Annual Sales - 150% Sales Quota.1996-2000 - Financial Institution Sales Manager.