I have over 20 years of experience in the financial services industry and work in most areas of financial planning, mortgage broking and specialize in business protection (Key man insurance).I enjoy using my knowledge, experience and expertise to assist my clients to achieve their financial objectives and have a strong belief in the benefits of financial planning.Specifically, I provide advice and services in:• Cash-flow planning• Mortgage broking• Debt management• Retirement Planning and superannuation• Personal Insurance • Business Protection (Key man Insurance)• Wealth Creation and investment• Gearing and margin lending adviceI hold an Advanced Diploma in Financial Planning, Cert IV Finance and Mortgage Broking and a specialist Margin Lending accreditation. I am also a member of the Financial Planning Association and the FBAAOutside of work, I am married with two young children and enjoy cooking, playing golf and simply spending time with my family.