Reviewed Workers’ Compensation policies as part of new Underwriting teamFocus on stepping up underwriting practices for a digital based insurance company Issued recommendations for future actions and procedures with policies

Underwriting Mgr for 6 Workers' Compensation self insurance groups administered by Cove Risk Services, LLCGroups Include: Ma Manufacturing Ma Healthcare , Ma Care , Ma Trade , Ma Retail Merchants Group and Associated Members Workers’ Compensation Trust (NH)Assess quality and viability of new business submissions for eligibility based on financials, exposure, loss experience, safety controls and potential profitabilityMonitor and underwrite existing book of business to maintain the… Show more Underwriting Mgr for 6 Workers' Compensation self insurance groups administered by Cove Risk Services, LLCGroups Include: Ma Manufacturing Ma Healthcare , Ma Care , Ma Trade , Ma Retail Merchants Group and Associated Members Workers’ Compensation Trust (NH)Assess quality and viability of new business submissions for eligibility based on financials, exposure, loss experience, safety controls and potential profitabilityMonitor and underwrite existing book of business to maintain the integrity and profitability of each group at renewal.Negotiated reinsurance approvals from excess carriers on certain risks and parameters.Composed daily referrals to respective SIG boards of directors to obtain approvals for prospective new members with; loss analysis, risk management assessment and overall opinion of risk. Extensive experience underwriting large commercial risks through thoughtful analysis and innovative pricing structures. Experienced selling specific nuances of self insurance to prospective members to effectively bring in above average risk and increase overall profitable membershipSupervised a department of an underwriting assistant and two customer service professionals to ensure quality of performance and overall service with new and existing businessManaged two full time dedicated safety consultants responsible for assisting all members with safety initiatives per each groupActively worked to foster and develop profitable relationships with agents and brokers throughout Ma and NH. Show less

Aon Corporation- Chicago, Ill Global leader in Risk, Management services Scarborough Insurance Co., - Chicago, Ill – (subsidiary of AON) - 2000 - 2002Multi-Lines Commercial Insurance UnderwriterProperty Casualty underwriter for financial institutions of all sizesWorked with a large territory consisting of accounts from the East Coast to the MidwestAssessed risk through loss ratios, statistical and actuarial data, insurance rates and overall desirability to… Show more Aon Corporation- Chicago, Ill Global leader in Risk, Management services Scarborough Insurance Co., - Chicago, Ill – (subsidiary of AON) - 2000 - 2002Multi-Lines Commercial Insurance UnderwriterProperty Casualty underwriter for financial institutions of all sizesWorked with a large territory consisting of accounts from the East Coast to the MidwestAssessed risk through loss ratios, statistical and actuarial data, insurance rates and overall desirability to derive maximum profitAdhered to state/federal guidelines and laws governing the insurance industry Show less

American International Group, – Boston, MA 1998-2000A Worldwide leader in Insurance and Risk Management Services . Specialty Workers Compensation Underwriter Team Leader in Workers’ Compensation unit charged with writing and reforming performance of distressed commercial insurance accounts Worked with Risk management and claims and conducted many on-site reviews of risk and worked together to assist potential accounts improve their overall safety and loss experience with the… Show more American International Group, – Boston, MA 1998-2000A Worldwide leader in Insurance and Risk Management Services . Specialty Workers Compensation Underwriter Team Leader in Workers’ Compensation unit charged with writing and reforming performance of distressed commercial insurance accounts Worked with Risk management and claims and conducted many on-site reviews of risk and worked together to assist potential accounts improve their overall safety and loss experience with the goal of profitabilitiy.Worked with complex statistically driven loss analysis programs to forecast performance of potential accounts Wrote daily business proposals to superiors in the Home office to communicate desirability of potential business and strategies to deliver profitable resultsManaged multi-million dollar book of business with account premiums from $50,000 - $1,000,000Built a strong network of prominent independent agents and maintained successful and profitable working relationships Show less

Eastern Casualty Insurance Co. – Marlborough, MA 1994 -1998 Workers’ Compensation Underwriter Leading underwriter based on premium volume 1997Handled the most highly regarded and productive agents due to my ability to develop profitable relationships and consistently bring in quality businessResponsible for high-volume daily maintenance of existing accounts addressing billing, payment and auditing issues via fax, e-mail and written proposalsWith the endorsement of the MRA… Show more Eastern Casualty Insurance Co. – Marlborough, MA 1994 -1998 Workers’ Compensation Underwriter Leading underwriter based on premium volume 1997Handled the most highly regarded and productive agents due to my ability to develop profitable relationships and consistently bring in quality businessResponsible for high-volume daily maintenance of existing accounts addressing billing, payment and auditing issues via fax, e-mail and written proposalsWith the endorsement of the MRA (Mass Restaurant Association), underwrote a very large group of restaurants in Massachusetts.Became well versed with working with Risk Management/Loss Control engineers to assess all different types of accounts from Manufacturing and Contractors to Healthcare and Transportation Show less