Torben Marc Nicholai Espersen Email and Phone Number
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Uniquely experienced IT professional with 25+ years’ experience. I started as Programmer and Developer then transitioned to Business Analyst. The last 12 years I have been focused on being a Business Analyst and a Product Owner supporting commercial lending on LoanIQ both technically and operationally. Possessing both technical and business knowledge enables me to effectively communicate and work well with both sides of the business. A great team player as well as able to work independently.
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Data Analyst And Data ModelerIngSeixal, Pt -
Data Analyst/Data ModelerIng Feb 2024 - PresentLisbon, Portugal -
Senior It Business Analyst ConsultantFreelance Jan 2024 - PresentLisbon Metropolitan AreaFinancial
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Chief Technology OfficerBeshert May 2023 - Dec 2023Lisbon, PortugalWorked as the CTO for our start-up.
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Senior Loaniq Computer ConsultantTesselate Sep 2022 - Mar 2023Lisbon, PortugalWorked parttime for Tesselate.• Worked with business analysts, architects, developers in designing the architecture and the data model for several LoanIQ interface system projects.• Performed business gap analysis to determine if the requested data was available and using Java Object Inspector to locate in the data structures and how to access them in the LoanIQ Business Objects.• Wrote inquiry scripts in XQuery to extract data from LoanIQ Business Object Model. The output was formatted in XML to be consumed by interfaces.• Worked with developers to determine the structure of the XML response and adjust the inquiry XQuery code as needed.• Provided testing support for projects.• Communicated updates and changes to project stakeholders.• Participated in Scrum ceremonies with stakeholders.• Trained/mentored Agile Team members in LoanIQ functionality and Commercial Loans. -
Senior Loaniq Business Analyst ConsultantSeb Sep 2022 - Mar 2023Lisbon, PortugalWorked parttime for SEB.• Performed loan payment data analysis to elicit the transformation rules used. Captured and documented those rules to be used for requirements for a new interface.• Interviewed operations about payment business processes and documented those.• Worked with business analysts, in analyzing existing and new LoanIQ payment flows to prepare for ISO20022.• Created testing scenarios and test plans.• Communicated updates and changes to project stakeholders.• Participated in Scrum ceremonies with stakeholders.• Trained/mentored Agile Team members in LoanIQ functionality and Commercial Loans. -
Senior Product Owner, Officer Title: Assistant Vice PresidentU.S. Bank Sep 2021 - Jun 2022Portland, Oregon Metropolitan AreaPerformed the roles as Senior Business Systems Analyst and Senior Product Owner on LoanIQ in the Commercial Lending Department.• As the Business Analyst/Product Owner for the Commercial Loan LoanIQ Agile Team responsibilities included: crafted and refined user stories, backlog refinement and pruning, backlog prioritization, sprint planning, quarterly planning, product vision, product demos for stakeholders, participated in Scrum ceremonies, lead and organized product discovery workshops.• Engaged with lending operations and stakeholders to elicit needs and requirements for product growth.• Partnered with Scrum Master to manage product dependencies and improve team mechanics.• Partnered with Portfolio Manager to continuously evolve the product roadmap.• Developed the Syndicated Commercial Lending Tax and FATCA withholding reports. Wrote them in SQL in Toad and published them in Cognos for scheduled delivery.• Wrote SQL inquiries in Toad against the LoanIQ database to extract data for data analytics research.• Wrote reports in SQL to extract data from the LoanIQ database. Used those for error finding, data cleanup and data analytics research.• Worked with team developers in designing and maintaining the architecture and the data model for the LoanIQ Data Warehouse.• Developed operations and data integrity reports. Wrote them in SQL using TOAD and published them in Cognos for scheduled delivery.• Leveraged developer background to complete tasks/user stories so team could concentrate on other tasks/user stories.• Provided testing support for projects, upgrades, enhancements, and production fixes.• Provided tier I and tier II LoanIQ production support which included working with lending operations, technology groups, and LoanIQ vendor to resolve issues.• Trained/mentored Agile Team members in LoanIQ functionality and Commercial Loans.• Obtained the Scrum Product Owner Certification. -
Product Owner, Officer Title: Assistant Vice PresidentU.S. Bank Nov 2020 - Aug 2021Portland, Oregon, United StatesExperience as above.Skills as above. -
Senior Business Systems Analyst, Officer Title: Assistant Vice PresidentUs Bank Nov 2011 - Oct 2020Portland, Oregon AreaPerformed the roles as Senior Business Systems Analyst on LoanIQ in the Commercial Lending department.• Was the primary Business Analyst on LoanIQ, and provided the business line with daily production support. Which included logging defects and questions with the vendor and following up on those.• Elicited requirements from lending operations and wrote requirement and design specifications.• Wrote reports in SQL and published them in Cognos for scheduled delivery.• Wrote macros in Excel (VBA) to automate reporting.• Provided LoanIQ and Commercial Loans training to new hires.• Assisted several other departments with audit questions and federal reporting.• Provided support to Projects, Project Managers, and QA Test Managers.• Provided support to internal development and test teams. • Performed unit testing on internally developed interfaces, on reports, and on fixes provided by the vendor for the loan application.• Worked on the conversion of Syndicated Loans from AFS to LoanIQ.• Worked on the LoanIQ upgrade.• Promoted to Senior Business Systems Analyst in 2014.• Obtained the AIB General Banking Diploma. -
System ConsultantFdc Sep 2009 - Aug 2011Ballerup, Capital Region, DenmarkPerformed the roles as Technical Solutions Architect, Business Analyst, and System Developer on the Life Insurance part of the Insurance Processing System.• Worked as the main Technical Solution Architect on a project to get a new client onto the Insurance Processing System.• Acted as informal team lead for back-end programmers.• Provided support to Project Managers and QA Test Managers.• Provided support to internal development and test teams. • Provided support to the clients architects and clients development teams.• Worked closely with clients defining and analyzing web service interfaces.• Provided training to new back-end web service developers.• Reviewed requirement analysis specifications and design specifications.• Wrote and maintained both internal and external web service documentation.• Wrote requirement analysis specifications and design specifications.• Participated in several sales cases. • Traveled to Norway to ensure client satisfaction and to participate in workshops.• Responsible for the web services in the Life Insurance Department.• Coordinated web service development with the Non-Life Insurance Department. -
Senior ConsultantTraen A/S Jan 2008 - Aug 2009Ballerup, Capital Region, DenmarkPerformed the roles as Business Analyst and Applications Developer.• Was responsible for two applications that were developed in-house by the TRAEN A/S: The National Soil Pollution Act and The Subsidy Administration System.• Participated in a successful, high-profile project that allowed us to deliver a modified Subsidy Administration System that was used to dispense $300,000,000 worth of stimulus money as enacted by the Danish Parliament within the given deadlines.• Coded and implemented AJAX in a web application to make it behave more like a windows application.• Wrote numerous design specifications on behalf of clients.• Coded change requests when they were approved by clients.• Performed deployment of new releases of the Subsidy Administration System.• Provided first and second level support when clients reported bugs.• Provided support to Project Managers and QA Test Managers.• Performed extensive data migration analysis for a potential new client.
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It ArchitectBrfkredit Jun 2007 - Dec 2007Lyngby Tårbæk, Capital Region, DenmarkPerformed the role as Application Architect in the IT Department.• Participated in the new Enterprise Architecture Project that would affect the entire IT Department of 500 people by documenting existing architecture decisions and processes and creating new ones. • Application Architect on the company's part of the National Electronic Land Registration project.• Responsible for the company's internally developed SOA-repository, that included writing requirements for developers, testing and deploying new versions.• Researched for a new standard SOA-repository.• Performed Q&A on WSDL's to ensure they followed company standards.• Participated in several workshops to map our AS-IS Enterprise Architecture and create our TO-BE Enterprise Architecture Road-map. -
System DeveloperFdc Feb 2001 - May 2007Ballerup, Capital Region, DenmarkPerformed the role as System Developer and Business Analyst on the Non-Life Insurance part of the Insurance Processing System.• Participated in a $ 5,000,000 high profile pilot project. Tasked with a first time web enabling of selected parts of the Insurance Processing System. This reassured our client that we could deliver web services they could use for their own web portal.• Provided support to Project Managers and QA Test Managers.• Provided support to the clients.• Performed review of design specifications.• Participated in web enabling the mainframe based Insurance Processing System.• Worked closely with the architect team to define web services.• Was responsible for coding and implementing Industry and Farmer Insurance Products to the EDI Notice Exchange System.• Coded and implemented a claims payment system that would send payouts directly to the recipient’s bank account.• Coded change requests when they were approved by clients.• Wrote requirement analysis specifications and design specifications. -
ConsultantVenturi Technology Partners (Formerly Best Consulting, Usa) May 1998 - Jan 2001Portland, Oregon Metropolitan AreaPerformed the role of System Developer, Business Analyst, and Software Quality Assurance Engineer on several projects.ClientsLiveBridge (formerly Telemark Inc.):• Coded automated macros in Excel using Visual Basic for Applications (VBA) that took raw call data and transformed them into reports that would be shipped to clients.• Wrote user instruction manuals for internally developed applications.• Wrote design specifications.• Assisted in developing and maintenance of intranet applications.• Designed, coded and implemented an automated Fax Server and an automated Email Server integrating Visual Basic for Applications (VBA), Word, Outlook, ACCPAC FAXserve and Symantec WinFax Pro.US Bancorp:• Performed code review of several web projects to ensure that only approved versions of HTML and JavaScript was being used.Northwest Natural Gas:• Performed system analysis to ensure Y2K compliance.• Found a critical piece of assembler code in the Meter Reader Application that would have corrupted data and crashed the application. The solution was not to run it until the 8th of January 2000, so an expensive program change could be avoided.• Coded changes to programs that was not Y2K compliant.• Acted as the Change Control Administrator.• Performed COBOL conversion from IBM COBOL to OS/390 COBOL.• Was responsible for creating and maintaining audit trail logs. -
Business Analyst/DeveloperFdc Aug 1996 - Mar 1998Ballerup, Capital Region, DenmarkWorked closely with customers and users in the development and maintenance of insurance systems. Had the responsibility for analyzing, designing, implementing and maintaining all the SAS programs/systems in the department. Wrote design specification documentation and user instruction manuals for our systems. -
System AnalystStatistics Denmark (Danmarks Statistik, Denmark) Apr 1995 - Jul 1997København, Capital Region, DenmarkMaintained and developed foreign trade, OECD and VAT statistics. Maintained and developed a business database system, which contains every company in Denmark.
Torben Marc Nicholai Espersen Education Details
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Computer Science -
Computer College Herlev (Edb Skolen Herlev)Computer Science -
Nærumgaard Skolen
Frequently Asked Questions about Torben Marc Nicholai Espersen
What company does Torben Marc Nicholai Espersen work for?
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What is Torben Marc Nicholai Espersen's role at the current company?
Torben Marc Nicholai Espersen's current role is Data Analyst and Data Modeler.
What is Torben Marc Nicholai Espersen's email address?
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What schools did Torben Marc Nicholai Espersen attend?
Torben Marc Nicholai Espersen attended Copenhagen Business School, Computer College Herlev (Edb Skolen Herlev), Nærumgaard Skolen.
Who are Torben Marc Nicholai Espersen's colleagues?
Torben Marc Nicholai Espersen's colleagues are Jasper Van Den Berg, Hardik Gala, Joanna Tymińska, Inge Claeys, Danielle.vandenborre Danielle, Nesli Bilgi, Vibelle Gomes.
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