Todd Padnos Email & Phone Number

For nearly more than thirty years, I have represented clients in advisory, regulatory, transactional, litigation and restructuring matters throughout the country.I devote the principal portion of my practice to the representation of insurance companies operating across the United States. I counsel insurers on a broad range of compliance matters, including rate regulation, pricing, product formation, underwriting, claims handling, operations, premium tax, reinsurance, corporate governance, licensing, market conduct and financial examinations, consumer complaints and deceptive practice claims, and internal and regulatory investigations, as well as legislative and rulemaking matters. In addition, I regularly represent insurers and trade associations before state insurance departments, administrative tribunals and state and federal courts across the country on a wide variety of matters, including compliance, ratemaking, restructurings and challenges to the enforceability of regulations and statutes.I devote the balance of my practice toward the representation of distressed companies, creditors and asset purchasers in workouts, restructurings and bankruptcy cases.