Specialist in restructuring business units which are floundering operationally or strategically and relaunching teams to meet strategic goals. - Relaunched $15M portfolio of specialized Health Care products in support of enterprise strategic priority. - Created framework for Embedded Finance channel; new channel leveraging APIs for payment offerings. - Led team of product managers responsible for a $500M portfolio of collection products including Lock Box, Cash Vault, and Mobile Deposit through site consolidations and risk reduction reorganization. - Executed Risk Control Self-Assessment as Responsible Business Officer for $10B business unit.

Head of Enterprise Real Time Payments. Executive sponsor and leader of team which built a new product set; connecting Wells Fargo technology to the Real Time Payments network run by The Clearing House. - Productionalized new commercial functionality within nine months of project kick off. - Developed wholesale and retail business models and use cases for this new payment type. - Developed operational support, risk and control models and business processes. - Sponsored all technical development to connect into new network and all supporting bank systems. First new payment system to leverage in-house, services-based solution. - Led industry Business Committee for all design and development decisions on payment network.

Led multinational team of product managers in the international transaction banking space. Global product portfolio generating +$400MM in direct revenue. Responsible for platforms in Europe, Asia, and N. America. - Supported complex multinational customers; required partnerships across a matrixed environment with groups such as Tech, Ops, Compliance, Marketing, Sales, and other product and support organizations. - Led localization efforts for a new banking platform rolled out to Canada and the United Kingdom. - Launched initiative to re-platformed global wire system which transported $46T/yr in payments. - Created new anomaly/fraud monitoring capabilities for high value, international payments. - Drove strategy to exit operation in Cayman Islands and Japan. Senior Vice President, Strategy and Business Development, Wholesale Banking. Drove M&A efforts for Treasury Management organization including business development and strategic planning activities. - Led research, analysis, due diligence and bidding efforts for potential acquisitions in health care, biometrics, receivables/payables and prepaid card spaces. - Developed five-year strategic plans for business and internet portal including complete review of current state of the business and industry and go forward recommendations. Vice President, Strategic Planning, Community Bank. Led team of internal consultants implementing key initiatives for COO. Developed business model improvements to drive customer satisfaction, retention, and life-time profitability. Projects ranged from check imaging processes to systematic testing of AML controls. Product Manager, Internet Services Group. Created online product and marketing strategies for consumer credit units. Managed online offerings and developed go forward strategic vision and roadmaps.

Led M&A efforts for one of the earliest mortgage lending and homeowner destination web site. Managed the company’s overall business development including identifying new content, distribution and strategic partnerships. Established new market initiatives by assessing strategic options and analyzing business opportunities. Led effort which resulted in selling the company to Citibank.

Developed business models and financials for new technologies and continuing business efforts for leading provider of entertainment and information services. Secured long-term contracts that redefined business relationships. Negotiated partnership agreements and contractual arrangements accounting for 45% of total company revenue.

Developed strategic, marketing and financial plans designed to secure capital investment for start-up companies. Assisted growing ventures in obtaining financing and refining operations.

Marketing intern, for international package goods company. Analyzed strategic business partnerships and leveraged brand strengths to initiate new product opportunities.

Managed marketing efforts of five direct reports for producer and distributor of raw materials used by heavy industry and OEMs. Responsibilities included maintenance and growth of $12M territory. Raised sales and profits to record levels.