Tracey Stuart Email & Phone Number

Analyze financial statements and business plans to assess creditworthiness and risk for clients in Maritime, Manufacturing, and Technology sectors. Develop financial models to support decision-making processes. Contribute to the creation and revision of standard operating procedures for financial analysis, enhancing organizational efficiency. Train teams in financial analysis techniques, including ratio interpretation and statement analysis. Streamline collection and delinquency procedures to improve bank performance.● Reduced delinquency rate by 20%, significantly strengthening the bank's financial health.● Devised and implemented standard operating procedures that improved operational effectiveness.● Trained 30 employees in comprehensive financial analysis, enhancing team capability and performance.

Prepared comprehensive financial statements, business activity reports, and forecasts, ensuring thorough review of financial reports to identify cost reduction opportunities. Managed all accounting operations, including invoicing, accounts receivable, and accounts payable, with a focus on maintaining accurate financial records in compliance with regulatory standards. Reconciled accounts and maintained the integrity of the general ledger. Analyzed financial data to maximize profitability and performed essential human resources and administrative functions, such as payroll and benefits administration.• Led successful audit, facilitating partial sale of the company.• Developed and implemented financial controls and processes, preparing the company for external audits.• Streamlined accounting functions, improving efficiency and accuracy in financial reporting.

Oversaw all accounting operations, including invoicing, AR, AP, payroll, and asset management for the division. Streamlined internal controls and ensured compliance with financial regulations. Conducted comprehensive budgeting, forecasting, and financial analysis to inform strategic decision-making. • Facilitated financial and HR issue resolution, fostering cooperative work environment.• Expedited month-end close and financial reporting, delivering timely and accurate financial statements.• Collaborated effectively with internal and external auditors to maintain rigorous financial oversight.

Orchestrated month-end close process, including book closure, and conducted comprehensive analysis of present and historical financial data. Prepared financial statements, budgets, and Sarbanes-Oxley reports for operations. Collaborated closely with and provided assistance to internal and external auditors. Scrutinized and sanctioned staff account reconciliations and journal entries.

Produced audit reports and scrutinized financial statements for private enterprises within the hospitality and retail sectors; executed diverse accounting functions encompassing audit testing for financial accounts, control assessments, evaluation, analysis, and documentation of accounting systems. Rendered accounting services to clientele, meeting stringent deadlines and upholding data accuracy. Ensured meticulous planning, budgeting, and adherence to audit methodology for client engagements.