Drawing on 23 years experience, Tracey is a mortgage and finance specialist with an in-depth knowledge of the property market.Tracey’s strong understanding of the internal lending process, and diverse business experiences are her greatest strengths and her organised and thorough approach is highly valued by her clients.Tracey is a firm believer of helping her clients achieve their future financial goals by applying smart financial strategies, while making the process of obtaining finance as smooth, simple and enjoyable as possible. At Calculated Lending, Tracey works closely with her clients to provides holistic advice and exceptional customer service. She specialises in provides custom solutions for clients looking for home loans, investment loans, asset finance, commercial finance and business lending.

My name is Tracey Watkins and I am a Mortgage and Finance Specialist at Demeter Finance. I have numerous years’ experience in the finance industry, having started my career in banking before becoming a mortgage and insurance broker which I have been for the past 16 years. I have previously operated a successful mortgage broking firm and own a number of investment properties.I will help you to achieve your long term goals for the future by applying smart financial strategies today. With my depth of experience, I will translate your needs into real solutions and will persist to secure the best outcome no matter the odds. You can feel confident that I will listen, keep you informed and deliver a professional service at all times.

I will help you to achieve your long term goals for the future by applying smart financial strategies today. With my depth of experience, I will translate your needs into real solutions and will persist to secure the best outcome no matter the odds. You can feel confident that I will listen, keep you informed and deliver a professional service at all times.