When Tracy began her career as a mortgage professional in 2005 she realized that for most people, obtaining a mortgage loan is the single largest financial transaction they will ever make. With that in mind, her goal has always been to empower her borrowers and guide them in making truly informed decisions.Her reputation has been built on providing service the way it used to be, the way it should be. You can count on the Ruby Team to always look out for your best interests and keep you informed throughout the lending process. You will always receive a prompt, usually less than fifteen minutes, return phone call and your mortgage qualifications will be quickly and correctly evaluated. As a local Direct Lender, Group One Mortgage paves the way for you to receive the most honest and competitive value available in Mortgage Financing. Your transaction is clearly outlined upfront with straight- honest answers from the origination of the loan to the processing, closing and funding. Your experience will be smooth and easy. With the Ruby team service isn't everything it is the only thing.