Trevor Haley Email & Phone Number

Indianapolis, In, Us

Indianapolis, In, Us

Pittsburgh, Pennsylvania, Us

• Utilized Bank policies and guidelines to underwrite new money requests and loan renewals for Investment Real Estate and other Specialty Lending• Gathered financial information from all sources necessary to support decisions made on each credit action taken• Researched each credit by interviewing loan officers and customers to further support information obtained through the financial review process• Recommended and negotiated loan structure with loan officers and customers of the bank relating to the credit decision being made• Mentored new underwriters/credit officers to the Bank and provided training where applicable• Contributed data integrity efforts of existing credits for reports submitted to the OCC on a quarterly basis• Added thoughts and ideas to strategic planning sessions pertaining to the overall portfolio management ideology of the bank• Suggested and implemented procedure improvements wherever possible to help make credit processes and procedures more efficient

• Performed full credit analysis for loan transactions submitted through Credit Union Service Organization (CUSO) loan officers and credit union personnel• Loan approval authority for transactions up to $750M without requiring upper management review• Participated loan transactions amongst the 60+ credit unions affiliated with the CUSO where applicable• Structured and priced loan requests accordingly based on the risk associated with each deal as well as market factors within a given industry• Reviewed credit write-ups performed by credit analysts and remitted constructive feedback based on each individual’s initial review• Mentored credit analysts within the department and provided guidance for the challenges that were presented with each particular situation• Integral contributor towards growing the company’s portfolio from less than $100MM in outstanding balances to over $550MM.• Managed all monitoring aspects for a $550MM+ portfolio of existing loan transactions• Created portfolio concentration reports that were used in quarterly packets presented to the CUSO board• Trained Business Development staff on credit underwriting, policies, procedures as applicable for their duties• Led business development initiative of the CUSO’s expansion into Indiana and Kentucky• Assisted upper management in the ongoing task of building and maintaining relationships with existing client credit unions on an annual basis

Beloit, Wi, Us

• Performed full credit analysis on existing and new customer contacts as sourced by bank lending officers• Gathered and researched information to determine key risks for a transaction to make accurate and sound credit decisions• Completed the steps of the loan process under general direction and guidance from the respective loan officer• Ordered supporting reports needed to complete the perfection of collateral as it complies with bank policy• Completed financial reviews on existing credits to assess the performance and take necessary action when needed• Compiled quarterly reports using supporting figures which were submitted to Executive Management for review