Live Oak Bank specializes in lending to investment advisors for acquisitions, succession, working capital, refinance, breakaway or tuck-in and commercial real estate purchases.

Live Oak Bank specializes in lending to investment advisors for acquisitions, succession, working capital, refinance, breakaway or tuck-in and commercial real estate purchases.

Live Oak Bank specializes in lending to investment advisors for acquisitions, succession, working capital, refinance, breakaway or tuck-in and commercial real estate purchases.

•Certified Professional Services Underwriter•Work with an experienced Loan Officer to complete the underwriting of the application to include the analysis of applicants' financial status, credit, and property evaluation to determine if loan requests meet the bank's and SBA's lending criteria. Evaluates the sources of repayment on loan requests and does a competition analysis.•Complete the customer interview. Assesses the customer and resolves outstanding questions related to the transaction.•Responsible for preparing the Credit Memorandum detailing the loan request, completing personal and business financial analysis for credit worthiness, and complying with banking regulatory guidelines and SBA eligibility, as applicable.•Submit the loan request to Credit Administration to secure approval for the transaction. Works closely and directly with the credit officer, answers questions about the loan and the customer which allows the credit officer to become comfortable with the request.•Prepare, package and communicate with SBA lending personnel on GP loan submission requests.•After the loan is approved, issue the commitment letter and track it until it is returned signed and accepted.•Order third party appraisal(s) on real estate, business valuation(s) and environmental assessment(s). Reviews documentation upon completion for compliance with loan conditions.•Ensure a smooth transfer of the customer to the Loan Closing Specialist for the closing and funding of the loan.•Work with the Closer throughout the loan process up though the loan funding, including but not limited to file clean up, review and approval of all Underwriting items, preparation of Change Memos, complying with all Prefunding file review items as needed to ensure a smooth and timely loan closing.

I manage and maintain the bank’s core system with new or updated loan documentation, properly and accurately recorded. Responsible for reviewing the accuracy of what has been imputed into the bank’s systems by following procedures and policy. Support bank personnel with various questions regarding updates to bank systems as well as payments or inquiries received from the customer.• Analyze Government Contracting and Asset Based Lending collateral for all appropriate loan changes and draws• Manage all bank loan related ACH transactions while timely completing all borrower individual loan requests• Appropriately assist our Business Advisory Group on all loan processing procedures, customer billing, payments, disbursements and payoffs• Ensure proper booking of all new loans and collateral to the loan system in a timely manner• Properly maintain loan accounts within the core system by tracking all changes received from customers• Originate all new loan closing wires along with making the appropriate general ledger balancing entries• Produce payoff statements and assist in releasing the appropriate collateral• Input approved modifications into the loan system accurately and timely• Review monthly invoices for accuracy while maintaining compliance with Federal, State and SBA regulations

Anchor In was inspired by countless days on the lakes of Virginia and shores of South Carolina where we spent all of our weekends and most of our summers. It is our belief that once you spend a day on the water, you will forever be drawn back. The chill of the water, the smell and sound of the ocean, the feel after a great ride, the sounds of the reel with a fish on, to cooking on the grill at sunset while watching the sun disappear into the water. Nothing comes close to being on the water and these are the memories that lure us back time and time again.People talk about the southern lifestyle and it’s charm, but it is not fully understood until one visits and quickly determines that tradition runs deep in faith, family, and friends. The lifestyle tends to move a bit slower, but that is just the ambiance of being on the waters edge.We believe that our line captures the heart and the essence of the south on the water. We are steeped in tradition and we strive to bring that tradition to our customers. As we say to each other, we say to you, “Anchor In”.

As an Edward Jones financial advisor, I believe it’s important to invest my time to understand what you’re working toward before you invest your money. It's also important to understand the level of risk you're comfortable accepting when investing so we can balance it with the steps necessary to reach your long-term goals.Whether you're planning for retirement, saving for college for children or grandchildren, or just trying to protect the financial future of the ones you care for the most, we can work together to develop specific strategies to help you achieve your goals. We can also monitor your progress to help make sure you stay on track or determine if any adjustments need to be made. Throughout it all, we're dedicated to providing you top-notch client service.But we're not alone. Thousands of people and advanced technology support our office so we can help ensure you receive the most current and comprehensive guidance. In addition, we welcome the opportunity to work with your attorney, accountant and other trusted professionals to deliver a comprehensive strategy that leverages everyone's expertise. Working together, we can help you develop a complete, tailored strategy to help you achieve your financial goals.

I work directly with the team to help with all client service needs including help with tax reporting information, client statements, transfer request and on-line services assistance. I work with performance reporting as well as benchmarking analysis within client portfolios. I perform cost basis analysis of client mutual funds and assist in asset allocations of portfolios. I also analyze statistical data and performance of various money managers, mutual funds, and proposed investment portfolios using Morningstar and other research software.

Assisted in Relocation of Business office supplies, and government generators.Unloaded, and reloaded moving trucks.Part of a team that safely and efficiently completed business movesAssisted in the day to day operations of running the commercial division warehouse and surplusTraveled for weeks at a time for outside rigging jobs.

Positioned, washed, and vacuumed customer's cars that came into the dealership for service.Drove customer's home in the dealership shuttle van.Communicated well with customers, and made them the first responsibility of the job.Opened the dealership on various occasions at 6:00am and made sure everything was ready for the customers to come in.Recruited and trained new staff on daily operations.