Troy Watts

Troy Watts Email and Phone Number

Experienced Mortgage Servicing Leader | Risk Management, Loss Mitigation & Strategic Growth | Driving Operational Excellence @ TD
Oaklyn, NJ, US
Troy Watts's Location
Oaklyn, New Jersey, United States, United States
Troy Watts's Contact Details
About Troy Watts

I am a seasoned leader with over 20 years of experience in the mortgage servicing industry, specializing in risk management, loss mitigation, and operational efficiency. My expertise lies in driving strategic initiatives that enhance organizational performance, streamline processes, and reduce risk. I’m passionate about delivering results through innovation, effective communication, and strong relationship-building, ensuring long-term success and trust for both the organization and its clients.

Troy Watts's Current Company Details
TD
Experienced Mortgage Servicing Leader | Risk Management, Loss Mitigation & Strategic Growth | Driving Operational Excellence
Oaklyn, NJ, US
Employees:
1
Troy Watts Work Experience Details
  • Td
    Td
    Oaklyn, Nj, Us
  • Municipal Credit Union
    Director Of Collections & Loss Prevention
    Municipal Credit Union Apr 2023 - Jan 2024
    New York, Us
  • Citizens
    Vp Cons Ops Execution Sr Manager
    Citizens Apr 2022 - Mar 2023
    Providence, Rhode Island, Us
  • Investors Bank
    Vp Collections And Loss Mitigation
    Investors Bank May 2021 - May 2022
    Short Hills, Nj, Us
  • Cenlar Fsb
    Loss Mitigation Supervisor
    Cenlar Fsb Sep 2014 - May 2021
    Ewing, Nj, Us
    • Led loss mitigation underwriting initiatives to determine loan workout solutions per CFBP guidelines.• Collaborated with internal departments and external vendors to meet departmental goals.• Underwrote 100+ loans, exceeding monthly goals and serving as a subject matter expert.
  • Bank Of America
    Foreclosure Review Team Manager
    Bank Of America Nov 2011 - Jan 2014
    Charlotte, Nc, Us
    • Strategically led a team of 20 to improve performance, decrease errors, and boost team morale.• Interviewed and recommended hire for 100+ employees for a large-scale foreclosure file review project.• Successfully decreased Foreclosure Review error rates to less than 1%.• Coordinated data to review 1.3 million loan claims requests.
  • Radian
    Risk Management Portfolio & Credit Analysis Specialist
    Radian Sep 2010 - Aug 2011
    Wayne, Pennsylvania, Us
    • Spearheaded onsite servicing review of top clients to ensure policy compliance.• Collaborated with external vendor and Loan Level Servicing Department for portfolio audit.• Led high-level servicing reviews to executive committee members.• Coordinated external network of loss mitigation operations.
  • Phh Mortgage
    Loss Mitigation Underwriter
    Phh Mortgage Jul 2003 - Aug 2010
    Mount Laurel, Nj, Us
    • Managed a pipeline of 200+ loans, approving and negotiating 200+ short sales profitably.• Underwrote 60+ loans monthly, including FHA, Private, FNMA, and FHLMC.• Avoided pending foreclosures by managing delinquent accounts and generating $780,000+ in annual loss mitigation incentives.

Troy Watts Skills

Loans Credit Mortgage Lending Loss Mitigation Banking Loan Servicing Finance Credit Analysis Risk Management Fha Underwriting Portfolio Management Financial Risk Real Estate Foreclosures Management Default Short Sales Call Centers Insurance Mortgage Banking Loan Origination Residential Mortgages Mortgage Servicing Government Loans Usda Rural Housing Conventional Financing Mortgage Consulting Owner Occupied Mortgage Underwriting

Troy Watts Education Details

  • Strayer University
    Strayer University
    General
  • Camden County College
    Camden County College
    Finance
  • Rider University
    Rider University
    Master Of Business Administration - Mba

Frequently Asked Questions about Troy Watts

What company does Troy Watts work for?

Troy Watts works for Td

What is Troy Watts's role at the current company?

Troy Watts's current role is Experienced Mortgage Servicing Leader | Risk Management, Loss Mitigation & Strategic Growth | Driving Operational Excellence.

What is Troy Watts's email address?

Troy Watts's email address is tr****@****ank.com

What schools did Troy Watts attend?

Troy Watts attended Strayer University, Camden County College, Rider University.

What skills is Troy Watts known for?

Troy Watts has skills like Loans, Credit, Mortgage Lending, Loss Mitigation, Banking, Loan Servicing, Finance, Credit Analysis, Risk Management, Fha, Underwriting, Portfolio Management.

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