I am a Qualified Financial Planner and specialise in areas of Financial Planning and Wealth Management. I practice Mutual Funds Distribution at Deontic Group. Deontic Group is an organistion founded by me and was into the business of offering Fee based Financial Planning & Wealth Management Services through a Goal Based Planning approach. Subsequently due to regulatory changes we are into Distribution of Mutual Fund Products.Specialties: Over the past 10-12 years I have developed my professional expertise around the following subjects: Financial Planning; Risk Planning;Employee Benefits and Retirement Planning;Investment Management;Tax Planning & Estate Planning;Family Expenses Budgeting; Personal Cash Flow Management (both for Long Term and Short Term);Salary Restructuring;