Exco member. Managing a team of 7000+ employees. Head and member of multiple committees.The role:Leading risk management with full responsibility for risk line in P&L. Spearheading enhancement of risk strategies using all modern development techniques and tools while supporting dynamic business growth, long-term profitability and protecting shareholders equity. Establishing data science and big data research department from the scratch. Notable accomplishments:- strengthened risk management as a key pillar of the organization and business expansion enabler, covering following areas: big data, data science, underwriting, anti-fraud, collections, portfolio management, security, operational/market/liquidity risk- delivered substantial performance improvements (key product sales volume increase by 40x while risk level dropped by 65%) thanks to refined underwriting strategies, new data sources, data-driven collections and sophisticated anti-fraud processes - directed well-oiled collection machine (4 collection call-centers with 3000+ employees, 2000+ field collection employees servicing customers in 11 languages in 20+ states) to achieve unparalleled improvement performance levels (lifetime NPL recoveries from unsecured portfolios 30-40%) and attrition (from double digit to stable 2,5%) - established first of its kind data partnerships on Indian market with top players in telecom and payments industries allowing to leverage on big data and to get extra information about hundreds of millions of customers- perfected underwriting system and risk IT infrastructure allowing to process tens of thousands of applications daily (current peak day: over 90000 applications)- neutralized potential negative impact of unforeseen external events (demonetization, COVID lockdown, floods) thanks to effective business continuity planning and cross-functional collaboration. Restart of collections operations in merely 2 days despite full country lockdown

Team of 30+.The role:Introduction of new credit application analysis concept and sharp drop in processing time. Launch of organizational changes supporting underwriting model redesign. Coordination of credit process, especially regarding risk management, analyses, recommendations and decisions (credit products and financial instruments for legal entities, local governments, private individuals, financial institutions and associated cooperative banks). Maximize volumes of syndicated loans granted together with cooperative banks to their strategically important customers. Enabling cooperative banks to become real competitors to private commercial banks.Notable accomplishments:- optimized credit process decreasing loan application processing time from weeks to days thanks to introduction of SLA, KPI, checklists, wide usage of external tools and databases and introduction and development of internal MIS- designed new solutions helping entire SGB Association (SGB-Bank and all participating banks) to compete with commercial banks: loan factory, analytical competences centre, centrally governed training- oversaw implementation of automated paperless workflow system and its active promotion within entire SGB Association making it main tool for 200+ banks in merely a few months

2013.06-2014.09: Management Board Member, Chief Risk Officer (team of 90+)2009.01-2013.05: Head of Risk Management and Controlling Department (team of 10+)Head and member of multiple committees (risk, credit, ALCO, tender, OpRisk, pricing)The role:Full ownership of all aspects of risk management including P&L management. Enabling dynamic growth and market dominance in retail loans segment after financial crisis of 2008. Simplification of loan application process and minimization of manual steps. Upgrade and remodeling of IT systems and software to maximize market competitiveness. Handling shareholders, supervisory authorities and other stakeholders and partners. Building compact team of strong professionals.Notable accomplishments:- improved risk policies, scorecards, collection strategies and product design enabled dynamic healthy growth of the bank despite global financial crisis – transition from small local bank to one of market leaders (top 1-5) in terms of new volumes in personal and car loans- established full-fledged risk management system, management of all non-credit risks built from the scratch and fully approved by regulator- pioneered risk-based pricing approach on Ukrainian market which made possible to boost approval rates on main money-making product to the level of 90+%- orchestrated financial analysis of all banks in Ukraine and deep due diligence of banks selected by shareholders as candidates for acquisition- remodeled underwriting design using statistical software leading to increase of predictive power of scorecards by 20%- implemented first data-driven statistical scorecard as expert support for one of Getin Holding S.A. group entities: ZAO SombelBank, Minsk, Belarus

The role:Scorecard development and portfolio risk management. Operational risk management implementation project. Basel II (Advanced-IRB) implementation project. Limits assignment and eligibility calculation for pre-approved offers. Handling supervisory authorities. Implementation of early warning system for all groups of customers. Simplification of loan origination process.Notable accomplishments:- created PD, LGD, CCF, EaD calculation methodology (Basel II compliant) for implementation of Advanced-IRB approach and motivated collection departments to gather data from paper files to ensure data series long enough to satisfy regulatory needs- introduced scorecard model for SME portfolio for the first time in bank’s history, remodeled scorecards for all retail products which led to average approval rates increase of 10pp.- implemented locally (from scratch) group tool and policies in the area of operational risk - designed and launched internal risk data mart, core elements of which are still in use in 2020Participant in managerial competencies development program „PeopleGrow!” (2 years)