Extensive experience in financial due diligence, financial modelling, report writing and credit underwriting.

Commercial real estate, healthcare, credit report writing

Credit underwriting, portfolio management, commercial real estate funding, Supply chain finance, due diligence

Credit underwriting, portfolio management, Supply chain finance, dealer funding, due diligence

• Surveying MSME (Micro, Small and medium phase Enterprise) businesses associated with the Bank. • Project Finance: SME financing and Appraisals, Report filtering and reviewing. • Credit Appraisal and Financial modelling of SME.- Specific approach towards WC Management and change Management. • Credit Management and Financial modelling of SME - Finding out the gap between the Bank and its End Customer for SME's and Preparing Financial Models for the same.• Techno-Economic Viability Studies of projects including Breakeven and Sensitivity analysis• Financial Modeling and Due-diligence- Projections, Trend Analysis, Ratio Analysis, Cash & Fund Flow analysis.• Assessment of credit requirements of corporate clients – Working capital, Term loans, Trade finance, other financial needs like cash management , LC, BGs and adhoc limits• Industry SWOT assessment and Project risk analysis and recommendations for risk mitigation from a lender’s perspective.• NPA monitoring and management.• Financial statement analysis.

Analysis of Financial Statement of FORTIS HEALTHCARE LTD.