Tad Creamer Email & Phone Number

Philadelphia, Pennsylvania, United States

• Implementing efficient financial procedures and systems that lead to improved accuracy and timeliness in project accounting, resulting in faster decision-making and reduced administrative overhead.• Implementing effective vendor and contractor payment processes, reducing payment delays and potential disputes, which contributes to better relationships with external partners.• Providing valuable financial analysis and insights to project managers and senior management, helping them make informed decisions, optimize project profitability, and assess project performance effectively.• Establishing strong communication channels with project teams and stakeholders, fostering collaboration and understanding of financial aspects, and promoting a cohesive working environment• Managing financial aspects across 32 construction projects, demonstrating the ability to handle complex tasks and maintain financial control on a portfolio level.

Philadelphia, Pennsylvania, United States

• Created and executed 40 construction risk analysis testing plans and schedules to assist and guide my team in completing client deliverables by analyzing and abstracting AIA format GMP contracts and subcontracts for contractor obligations. • Achieved the recovery of over $2,000,000 in construction costs for clients to minimize the risk to successful project execution by auditing contractor payment applications, budget reports, contingency logs, allowance logs, project schedules, OAC meeting minutes, owner change orders. • Drafted over 40 risk analysis reports and memos for C-suite personnel and audit committees to provide company decision makers with vital information to adjust the risk profile of their capital project development programs. • Designed 3 relational databases of subcontractor wage rates components across U.S. construction market to be able to compare components of like trades across projects by importing Excel based wage breakdowns into Microsoft Access and coding queries in SQL• Created 25 data visualization interfaces to demonstrate Capital Project Program inefficiencies of leading real estate investment trusts including Link Logistics and Boston Properties by manipulating cost recovery statistics with Tableau and Power BI.

Philadelphia, Pennsylvania, United States

• Evaluated 40 potential commercial borrowers to provide firms capital leveraging DCF analyses, and sensitivity analyses resulting in a 67% loan approval rate. • Prepared and maintained over 40 financial statement worksheets and completed spreads in accordance with generally accepted accounting practices to ascertain financial statuses of businesses by simple and multiple linear regression analyses. • Monitored 5 loan portfolios and assisted in reporting of various loan quality measurements to ascertain possible loan defaults by conducting variance analyses, preparing reports, and ongoing review of expiring loan extensions. • Created risk profiles of loan portfolios to provide upper management with decision making background to extend credit by performing Bayesian Analyses resulting within a 5% loan default rate within my section. Conducted credit reviews and provided recommendations on term structures, loan structuring and credit requirements.