Ty Frederick Email & Phone Number

Wilmington, North Carolina, United States

The Commercial Relationship manager is responsible for the acquisition of new commercial/business members, the expansion/retention of existing relationships, and providing exemplary service both internally and externally. I will help structure, underwrite, negotiate, originate, and manage complex credit relationships. I am responsible for developing and executing relationship management plans for REV members through effectively collaborating with multiple departments internally as well as senior management. Knowledgeable of financial needs of REV members and products, including loans, deposits, treasury management, and consumer solutions while maintaining compliance with all policies, procedures, and all applicable state and federal banking regulations.

Wilmington, North Carolina, United States

Handles relationship management activities with new and/or existing clients in a book of business to grow sales, revenue and market share with relevant sales goals. Typically works with clients with basic levels of risk and complexity of needs. Generally works with higher degree of supervision.With direction, acquires and/or expands and retains client relationships to generate revenue and deepen share of wallet. Handles the origination, financial analysis, negotiation and documentation of credit and non-credit products and services.Manages risk/return and drives quality for new and/or existing clients. Actively identifies and mitigates different types of risk, such as regulatory, reputational, operational and credit risks.Focuses on client opportunities by providing ideas and insights based on an understanding of the client's needs and their financial well-being. Focuses on increasing client engagement and loyalty.Builds an effective network of internal and external relationships, such as community and industry relationships, to actively acquire new clients and/or expand existing clients and enhance the client experience. Focuses on bringing entire bank to the client by presenting the full range of PNC's products and services. Leverages reporting and sales tools to proactively identify and successfully convert sales opportunities.As defined with the business, demonstrates ability to analyze, evaluate and mitigate credit risk by utilizing knowledge of credit fundamentals and internal credit policies.

Wilmington, North Carolina Area

At South State Bank, the Branch Manager is responsible for the administration and efficient daily operation of a full service branch office, including operations, lending, product sales, customer service, and security and safety in accordance with the Bank's objectives.

Wilmington, North Carolina Area

3605 Oleander Drive Wilmington, Nc 28403

My responsibilities include developing and maintaining long-term banking relationships. I call on existing or prospective clients in order to build new business and analyze detailed financial information including cash flows, credit worthiness and risk tolerance to determine loan eligibility. I negotiate large business transactions daily, produce growth in income by selling business products and services. I develop relationships with referral sources, then identify and capitalize on opportunities that benefit the bank and the customer. Maintaining knowledge of industry trends, products, and technology are always ongoing requirements I keep up with. I develop detailed financial business plans and strategies for clients and am involved in Community Service and Volunteer Projects.

Wilmington, North Carolina Area

• Managed company profitability with annual sales over $1.3 Million while simultaneously increasing revenue and brand recognition through comprehensive marketing, sales, administration and operations• Facilitated business marketing and sales by the development and implementation of successful social media outlets, radio ads, the sponsoring of large group real estate company sales meetings, charity sponsorships and donations, and Storage facility company meetings to create beneficial company earnings• Ensured a high level of customer service satisfaction and execution of company policies and maintained a 5 star Google Rating for the overall company for my tenure at Miracle Movers. Updated and created ongoing company policies and customer satisfaction rating tools• Achieved between 8% and 9% monthly sales growth for the overall company for 11.5 consecutive months.• Reduced operating costs by 15% monthly and reduced standard office administrative hours by 24 out of 40 hours per week through implementing a new merchant service and auto-draft program, developing a monthly training strategy for all employees, setting up new vendor relationships for purchases of large moving trucks, modernized equipment and tools, fuel tanks, materials, uniforms, truck rentals, POD rentals and office supplies and creating employee accountability and goal oriented compensation plans• Analyzed sales statistics to properly forecast, schedule and control labor costs based on a seasonal business and out-pricing industry competition • Supervised and directed a team of 28 or more full time professional employees, including 14 highly experienced foreman, to ensure each and every one follows company operations

Wilmington, North Carolina Area

• Assessed clients' financial situation to determine if they need financial services such as investment services, insurance, loans, money markets, savings accounts, online services, merchant services or certificates of deposits• Managed 3 full service Bank Branches• Recommended both short-term and long-term investment options for clients• Understood investment goals and recommended asset selection strategies• Developed corrective financial action plans• Series 6 and Series 63 Financial Industry Regulatory Authority (FINRA) Licensed• North Carolina Life/Health Insurance Licensed• Prepared budget and cost reports for management• Analyzed and report variances for projects• Performed or assist with financial compliance and procedural audits• Ensured that a company's internal controls and policies are functional and adequate, and that they comply with regulatory rules• Prepared financial statements in accordance with generally accepted accounting principles (GAAP), industry practices and regulatory guidelines

Wilmington, North Carolina Area

• Managed all the daily operations that take place in the southeast region• Planning operations from the beginning and implementing them after approval of the higher authorities • Coordinated between the different regions the delivery schedules and installations• Increased the efficiency of the office by creating an Excell Spreadsheet to monitor inventory, track serial numbers and monitor profits• Kept a close watch on the budgets of each region • Implemented strict budgetary controls by keeping all fuel, truck, and moving equipment costs transparant on all levels of the company• Solved all the problems that arise through the day • Delegation of duties to the right employees • Represented operations department • Provided progress reports to Regional Manager weekly

Bachelor Of Science - Bs, Business Administration And Management, General

Banking And Financial Support Services