Tyler Friedman Email & Phone Number

New York, Ny, Us

New York, Ny, Us

San Francisco, Ca, Us

SeedFi was a Series B fintech startup that was acquired by Credit Karma (Intuit) in December 2022- Developed, monitored, and refined loan underwriting policies during a growth period (113% increase in volume) including the launch of cross-sell functionality- Led risk aspects of 10+ loan sales, from premium valuation to partner relations; coordinated execution with finance, engineering, and BI teams- Tested and iterated risk management strategies throughout the customer lifecycle, such as marketing, collections, and fraud- Owned policy execution (Provenir), including prioritizing new work streams, developing and testing in DEV/QA, generating real-time monitoring, and building analytical tables from raw data- Collaborated with product teams on design choices to ensure appropriate risk management throughout the product suite (ex: payment fraud vs. CX)

New York, New York, Us

Acquisition Credit Risk, Credit Cards, Marcus by Goldman Sachs- Managed end-to-end approve/decline policy for Apple Card, coordinating proposals and setting expectations with second-line risk, execution, internal product, and external partner teams- Developed strategies and timelines for growing the business, including post-COVID re-entry, emerging acquisition channels, and Family Plan- Synthesized risk factors to enable senior leaders to grasp a holistic view of the portfolio

New York, New York, Us

Mclean, Va, Us

Small Business Card New Product Development- Led payments credit and product strategy for the new NPSL small business card, balancing risk tolerance, customer experience effects, technical feasibility, and product launch timelines- Championed credit governance and end-to-end implementation of a pilot program providing immediate funds availability following a payment - Developed intent and code for “trigger-based” algorithms to detect product anomalies and proactively avoid risk events- Structured and managed day-to-day work and project for a summer intern

Mclean, Va, Us

Subprime Credit Card Line Increase Program- Contributed to all aspects of the $500M+ line increase program, including optimizing credit policy, monitoring performance and execution, and re-positioning existing processes for data migration- Conducted thorough analysis of account-level valuation model, resulting in substantiated documentation and recommendations for future model use- Assembled automated monitoring reports of the broader line increase programs for executive use

Mclean, Va, Us

Card Multiproduct Strategy- Extrapolated 10 months of customer-level metrics to 99 months, solved for a terminal value, and discounted cash flows to estimate the NPV of a user-focused capability- Retrieved large datasets through SQL code, and utilized pivot table analysis to filter data and focus on essential metrics

- Devised and implemented a commission-based pricing strategy by modeling future cash flows designed to increase projected revenues by 159% over 5 years- Constructed and executed a marketing plan through generation of 17 search engine optimized pages, which contributed to a 12% increase in search engine impressions and a 44% rise in click-through rate

Wayne, Pennsylvania, Us

- Analyzed financial data of hospitals underlying a $103M bond portfolio wrapped by Radian Asset, conducted risk detection, and recommended an action plan - Built Excel models to approximate net present value and calculate duration of wrapped bond portfolios; utilized Bloomberg to compile financial information and validate portfolio changes

- Expanded the reach of Briarcliff High School's student newspaper to over 30,000 views by establishing a website to publish articles- Managed and coordinated staff of 38 writers

Bachelor Of Science In Business Administration, Majors In Finance And Marketing; Minor In History

Education record

Regents Diploma With Honors