Tyrone Parker Email and Phone Number

Manage a $2.6 billion credit portfolio that consists of direct and syndicated credit exposures for large public and private companies.• Prepare credit requests and accompanying analysis for complex projection scenarios, acquisition analysis, and capital needs. Present and defend the requests to senior credit approvers.• Continually monitor assigned portfolio for credit quality as well as compliance of covenants, internal policies, and regulations. • Participate, in conjunction with the Relationship Managers and internal product partners, in calling efforts for new and existing credit customers often interacting with senior leadership.

Manage a credit portfolio of nearly $100 million in credit exposure for large non-profit and middle-market companies.• Produce credit requests and present credit rating and structure recommendations, and monitoring ongoing credit-risk. • Underwrite a variety of credit products including secured and unsecured facilities, direct purchase bonds, term loans, and revolving credit lines for entities whose revenues range from $10 million to $500 million.• Established a broad understanding of credit policies with a diverse portfolio of companies (non-profit, dealer services, insurance, developer and investor real-estate, and C&I).• Developed into a resource for Twin Cities Commercial Banking and other commercial banking groups around the country for non-profit underwriting.• Promoted to Vice President in October 2016.

Co-manage servicer risk for ABS portfolio of 330 securitizations and credit facilities backed by 17 types of collateral. • Participate in deal document negotiation by recommending successor servicer pricing and duties• Conduct on-site operational audits and compose operations reports for new and existing issuers • Develop and maintain a network of nearly 100 internal and external servicing solutions• Implemented procedure updates to improve operating efficiency

- Responsible for successfully executing resolution strategies of failed Financial Institutions whereby the FDIC was appointed Receiver through private sector sales and asset liquidations. - Involved in the sale, boarding, and booking of various loan types including commercial, residential, personal, student, and credit cards - Determine the sale price of the Failed Institutions’ loan portfolios by interviewing senior Financial Institution staff to reconcile differences between their general ledgers and loan servicing platforms.

- Created and presented detailed credit reports for credit management with recommendations to renew or pursue new deals for companies whose revenues range from $100 million to $2 billion - Managed portfolio by reviewing credit agreements and financial statements, checking covenant compliance, updating risk ratings, responding to customer requests, and attending product reviews.- Displayed effective verbal and written communications skills by establishing relationships with borrower’s senior management and defending credit recommendations to internal credit committees.

- Performed master servicing duties for the most complex Residential Mortgage Backed Securities. - Pioneering member of a new client service team, playing a key role in successfully transitioning over 100 RMBS bonds with total par value in excess of $60 billion.- Played major role in the successful transition of an active RMBS portfolio from a bankrupt Bond Issuer/Loan Servicer to its Acquirer.- Researched and interpreted governing securitization documents to address internal and external inquiries relating to servicer duties, bond payment waterfalls, and bond reporting.- Developed and maintained strong relationships with internal and external parties including Loan Servicers and Bond Issuers which lead to accurate reporting, customer satisfaction and a timely portfolio transition.- Mentored and Facilitated training classes for analysts regarding bond structures, reconciliation of loan pools, internal systems, and standard operating procedures.- Reviewed and reconciled junior analysts work to ensure bond reporting and payments were accurate and punctual.- Designed management and production tools which reduced overtime and created efficiencies to meet strict deadlines.- Selected by management to serve on collateral efficiencies committee to rewrite standard operating procedures for all client teams.

- Analyzed Client’s goals to offer mortgage products that met their short-term and long-term financial needs while conforming to Freddie Mac, Fannie Mae, and Ginnie Mae guidelines. - Selected to originate Wells Fargo employee and sensitive client loans due to above average customer service scores and extensive product knowledge.- Originated FHA, VA, conforming and non-conforming first and second lien mortgage products including Fixed, ARM, interest-only, Alt-A, Home Equity Loans, and Home Equity Lines of Credit.- Top quartile of the centralized sales team in revenue and loan closings.- Developed and distributed solution based tools to predict payoff speeds and to compare available products.