Vice President
CurrentIndia Head, Risk Decision Systems. Managing secured & unsecured consumer and commercial lending credit risk decision platforms for both new acquisitions and existing customer management. Also includes Income verification, affordability calculation and pre authorization for lending products. Also head of credit risk API platform, delivering futuristic decision and limit services on API gateway to serve internal and external channels.• Leading Secured & Unsecured Consumer and Commercial Lending credit risk decisioning platform based on Experian Transact Strategy Manager (TSM) & PowerCurve Origination (PCO) and FICO – TRIAD/Blaze Engine• Leading delivery of existing customer management solutions on BigData Technologies (SAS, Spark, Python, Ab Initio, on Cloudera) for all banking portfolios• Leader for delivering platform for building and training Machine Learning based credit score card and then integrate the model into credit risk decision journey• Implementing Lean Control System and DevOps