Software Engineering Head with over 20 years of hands on experience on product development as well as technology services. Have managed and directed diverse projects in all phases of the Software development life cycle. Have worked with fortune 500 customers worldwide, to implement new and re-engineered business applications in multiple technologies across diverse platforms. Having experience in designing and developing IoT Solutions. Have published multiple papers in international journal on IoT. Had been part of Tech Mahindra campus connect team. Have visited universities and colleges evangelizing Outsystems, Application security, IoT, latest development tools and technologies for students and prepare them for challenges in industry.Currently heading India delivery of Credit Risk Decision Systems applications using industry leading credit risk strategy products of Experian, SAS, Transunion. Heading development of next generation credit risk using data science product from SAS and Open Source platform like Spark, Python, AbInito etc.I am passionate about software engineering process, automation, application security and large scale project management using different ALM tools.