• Preparing statutory accounts for limited companies and LLPs in accordance with UK FRS 102, 102-1A, 105, and IFRS standards.• Assisting audit manager in planning sections of audit file for senior review and ensuring field work completed within timeframe.• Experienced in audit fieldwork for areas such as bank payments/receipts testing, fixed assets vouching and testing and reviewing client depreciation schedules, prepared analytical review of admin expenses and vouching based on sampling plans.• Preparation of the key client reporting for the engagements including audit planning report, audit opinions, audit representation letters, audit finalization report.• Performed substantive testing and analytical procedures on account balances and transactions.• Demonstrated ability in the preparation and submission of VAT Returns, self-assessment tax returns and corporation tax (CT600) ensuring tax compliance.• Collaborated with clients to address inquiries, gather additional information, and organized meetings to conclude account finalization.• Communicated problems and contentious issues to senior staff, identifying and proposing practical solutions.

• Supporting the delivery of the assurance plan through leading audit activities from planning to conclusion, collaborating with management on improving control effectiveness and reporting to the leadership team.• Work closely with the Risk Manager and wider business to align control testing to current and new risks the business faces.• Identify control gaps and opportunities for improvement. • Contribute as appropriate in the year end financial audit with the external auditors• Audit of system migration to cloud• Audit of payroll department including outsourced payroll services• Audit of Fixed Assets including IFRS 16

 Effectively supervised investigations on alerts raised in the Financial Crime Case Management system Performed extensive portfolio wide data analytics in identification of key trends and discrepancies, discerning the cause and effect of each factor. Investigated high risk business relationships through research and created relationship hierarchies for team utilization and monitoring of business relations from a due diligence & ML/TF/PF perspective on an ongoing basis. Responsible for identification & assessment of possible ML/TF/PF risks that may arise in relation to new products, services, business practices of other national jurisdictions. Extensive monitoring of cross border transactions of high risk entities and individuals as well as discerning the purpose, nature and overall risk of the transaction. Assisted internal audit functions in resolving overall compliance risk. Assisted in Domestic (State Bank of Pakistan) Regulatory inspections by performing portfolio wide analysis of customer data as well as identifying key areas of concern and assisted in resolving them.• Enhances management reports, metrics' reports and operational reports to include Key Risk Indicators, Key Performance Indicators, trends and analysis. • Review of new business initiatives, products, services and address any emerging AML risks • Liaison with “Statutory and Internal Audit” with regard to AML inquiries and audits • Provide support to the AML teams and ensure best practices are brought in to the office as required. • Trainings imparted on compliance awareness across Pakistan • Reporting of CTRs & STRs • Escalate pending alerts with the higher management when breaches of TAT observed. • Working on accounts highlighted against misuse of personal account for donation / charity. • Supervise the analyst, review their alerts and mark closure in FCCM• Provide assistance for periodic TF risk assessment and time to time regulatory assessment conducted and submitted.

Industry Analysis-Sector to Sector Analysis identifying various Industry level risks .•Financial Statement Analysis-A top to Down Approach focusing on Liquidity of company and its financial performance-Due Diligence.•Reviewing Financial Models and Forecast pertaining to obligors.•Finance Structure-Analysis of Company’s requested Debt structure, Credit risks and Compliance with Regulatory guidelines.•Risk review of credit portfolios ( CRBG, IBG,& Consumer) on half yearly basis.•Management audit of Risk Management, Corporate & Investment Banking Group and Consumer Loan Department.•Report Writing- Audit Reports, Non-Performing Loans Report, Enterprise Risk Report and Fortnight Economic Bulletin. (Presented at Audit Committee, Board and senior level management)•Audit of Corporate & Retail Banking and Risk Management Departments.•Business Analytics- A thorough Analysis of Bank Portfolio from all aspects including Outstanding, Sectors, Obligor Risk Rating, Tenor.•Risk assessments- Management Risks, Technology Risk, Central Banks relating Credit Documents, Internal Reports of Company’s financial position, Leverage.

While discharging duties as Officer Audit performed various assigned activities under the supervision of Team Leader, Manager and Regional Audit Head, such as; • Assisted Team Leader in the conduct of Branch Banking Audits, Management Audits and Investigations as per Annual Audit Plan • Performed audits in line with the Engagement Plan under supervision of Team Leader • Performed standard Audit test on sample prescribed in engagement plan selected from Area of Operation, Business landing and advances • Performed audit tests on increased sample where exceptions were more than tolerable risk level • Checked compliance of previous audit reports as allocated in the Engagement Plan • Recommended new audit tests and exceptions for inclusion in the Branch Audit Checklist • Discussed audit findings with the auditee, under supervision of Team Leader • Drafted Audit Reports of audit activities performed • Preparation of Branch Audit Rating Category in Audit Database (DB) • Supported Team Leader in preparation and submission of different information / progress reports to the line control • Prepared working papers of areas audited supported by audit evidences • Check Compliance of Previous Audit Reports as per sampling Criteria • Carried out inspections, investigations, examinations or reviews assigned by Manager Audit and Regional Audit Head • Execution of new E Audit software (MAZARS E Audit Software) • Provide feedback on Branch Audit Checklist and Suggestion /Additions/Amendments (Where Required)

As part of Management/Branch Audit/ ICFR and under the supervision of Audit Manager I :• Took part in the preparation of Audit brief prior to undertaking of each audit project.• Document system, testing controls & preparing working papers to support findings.• Prepare an evidence draft report including conclusion drawn from the work undertaken.• Discuss the findings of audit fieldwork with the supervisor.• Manage the task effectively and completed within the agreed time budget.• Engage to continuous knowledge development regarding sector’s rules, regulations, best practices, tools, techniques and performance standards.• Participate in opening meetings with client to explain the scope and objectives of the audit engagement to client and provide an overview of all steps in the audit process.• Review the function of General Banking Controls, and Cash Management, Account Opening and credit/Debit/ATM cards and banking operations.• Ensure that review sample basis set of documentation, records as required under applicable, SBP and bank’s own Policies & procedures.• Evaluate the adequacy of process design and the effectiveness of controls in meeting business and control objectives. Identify and document control and process weaknesses and provide evidential support for findings• Organize and reference work papers for review by Manager, Internal Audit• Participate in closing meetings with client at the end of fieldwork, providing clear explanations for identified issues.• Review bank practices and records for compliance with established internal policies and procedures.• Develop recommendations for improving internal controls, operating efficiency, and the adequacy of bank records and recordkeeping.• Assist in the preparation of a concise and informative audit report to effectively communicate the findings and recommendations to the branch/department and senior management

• Assisting clients in preparation of financial statements in accordance with the Applicable financial reporting framework including compliance with International Financial Reporting Standards (IFRS) , local corporate laws and directives of regulatory authorities.• Developing audit programs with reference to scope of work of the engagement to gather sufficient and appropriate audit evidence on which audit opinion could be based• Preliminary review and analysis of financial statements in relation to industry norms, realistic budgets, projections and past performance.• Leading team through the planning, execution and completion stages of audit.• Reviewing final set of financial statements prepared in accordance with reporting framework and resolving critical reporting matters on timely basis.• Evaluating internal control systems, and making appropriate recommendations to the management.• Preparation of client deliverable reports such as, management letter (ML), identifying control weaknesses, its risk implications and recommendations.• Coordination with the partner to define the extent of planned audit procedures and to update on progress of the engagement.• Prepare personal tax returns and partnership accounts and returns.• Reviewing partnership and sole trader accounts along with yearly self-assessment returns and submitting them to FBR