Umar Arshad Email & Phone Number

Dubai, United Arab Emirates

Dubai, United Arab Emirates

As a key member of the Management team, I define and execute multiple fintech product visions, ensuring the delivery of top-tier financial technology solutions. I develop and articulate a clear product strategy aligned with our goals, influencing strategic decision-making and managing change agendas. Through compelling presentations and business cases, I secure buy-in from leadership.I oversee the end-to-end delivery of various products within mobile wallet applications, leading a cross-functional team to foster collaboration, innovation, and continuous improvement. Throughout the product lifecycle, I prioritize features based on business objectives and customer feedback, champion user-centered design, and mitigate associated risks. Regulatory compliance and industry standards are rigorously upheld, while strategic partnerships and integrations are pursued to enhance our offerings. Regular updates are provided to executive leadership and stakeholders on product performance and milestones.

Islāmābād, Pakistan

As part of the Senior Management team, I played a crucial role in leading the agile delivery of pioneering fintech products across various platforms. By identifying and leveraging emerging technologies, I drove innovation, enhanced competitive advantages, and facilitated business growth. I implemented robust project and risk mitigation frameworks while overseeing multiple product roadmaps. Notably, I orchestrated the integration of MasterCard with JazzCash, enabling industry-first virtual card issuance within a fintech app and open-loop QR accessibility. Additionally, I oversaw the architecture and development of various APIs and microservices, utilizing RESTful platforms and tools. Through research and data-driven insights, I contributed to the evolution of market-changing products. Monthly management reports and strategic findings were presented, outlining support tools, hardware, software, and future deployment strategies. As a member of the digital transformational team, I provided strategic input and contributed to the implementation of an Omni-channel payment solution platform, facilitating the launch of digital transactional products and services. Ensuring commercial and API alignment, I harmonized optimization projects, including dashboard development, automation, and PMIS.

Islamabad

I led the development of the Cloud Payment System (CPS) on Huawei's core platform for JazzCash, ensuring seamless integration and efficient processes. Additionally, I designed and implemented an instant card ordering feature and an industry-first income tax module tailored for the fintech sector, aligning with JazzCash's mission of providing innovative financial solutions.

Islamabad

OpenCode USSD Development of a fully functional banking solution application with direct interface to the banks for all bank related transactionsDeveloped an automated Panic system application on the USSD for alerting area specific police for any emergency callsDesigned and developed a theft verification system on the USSD for local traffic police for identification of theft vehiclesSOAP/ HTTP/ SQL integration with USSD servicesIntegrated USSD system with external bank systems through HTTP and SOAPIntegrated USSD system with a local national population database for providing information to authorized people for verificationTroubleshooting, upgrading and planning activities with backend vendor teamApplication level troubleshooting and rectification such as consumers are not able to get the request processed. Acision MMSC Loading of licenses, making use of non-atomic billing, auto-provisioning enabling, route addition, new MMSC and provisioning server integrationPerformed optimization of provisioning flow on the MMSC to speed up the rate with which MSISDNs were provisioned in bulk on MMSCAcision SMSC:Configured SMSC systems for VAS operations including but not limited to configuration of short codes (for A2P & P2A messaging), international destination numbering plans, and defining traffic routing strategies with STPs. Analyzed/forecasted traffic trends on SMSCs and performed SMSC optimizations for traffic surges to avoid system failure.Tracked and resolved system issues in coordination with front office and back office teams. Also performed system upgrades.Acision OMG:Acision AntiSpam:Configuring spamming rules (frequency, content and GT filtering), whitelisting numbers, taking dumps for analysis, diagnosing issues and implying their resolutionsInphoSoft SSG:Defining Numbering series, strings managing for various bundle offers, bundle designing in database as per requirements from marketing team

Islambad

In ZTE I am working on SCO project Which Includes >2G to 3G swap>Maintenance of BTS>Installation of ZTE equipment on sites >Survey reports

Rawalpindi, Punjab , Pakistan

I worked in R&D on a project name Multiple Sensing Based Intrusion Detection System Design and Implementation. In this project we have accomplished that Ground monitoring of areas of high strategic value is necessary in today’s security sensitive world. Often, military setups require tight security cordons to be established around large encampments to protect any intruder, malicious attacker or saboteur from entering the premises and compromising its security. Such monitoring requires 24 / 7 watch over the area for long durations and a high degree of stealthiest. At the same time, cost, reliability and longevity are the fundamental requirements of such a monitoring system. Hence, the ability to monitor an area for intrusion detection by using Wireless Sensor Networks (WSNs) is of great practical importance. In this report, we describe the design idea and ways of implementing a system capable of reliable, robust and efficient monitoring for human intrusion detection. The system allows a group of cooperative but autonomous sensory devices forming a wireless network to detect human presence within the deployment area and also track the positions of moving target.

Bachelor’S Degree, Electrical (Telecom)

Activities and Societies: General Secretary at IEEE MCS, Namood-E-Sehar, Cricket, Cards>General Secretary at IEEE MCS Student Branch..

High School, Fsc, A+