Umar Butt Email & Phone Number

United Kingdom

Richmond Upon Thames, Greater London, United Kingdom

Slough, United Kingdom

• Analyse and make appropriate decisions credit applications within risk discretions and policies
• Analysis and risk assessment of credit proposals will mean that the majority of recommendations will be ratified without the need for additional information
• Find ways to structure proposals so that an approval can be given, thus maximising risk and reward.
• Provide agreed level of support/service to LPUK Commercial teams and intermediaries.
• Communicate clearly with Commercial teams and intermediaries, both verbal and written, in a business like and professional manner to present a balanced discussion on credit applications
• Prepare management reports as required by the Credit Risk Manager within agreed timeframes.

Farnborough, UK

• Responsible for underwriting credit proposals up to a 200k mandate for both private individual and Corporate/SMEs
• Analysis of CRA data whilst adhering to KYC AML TCF and FCA Regulations
• Evaluating applications to highlight potential fraud and money laundering cases
• Analysis of financial accounts including P&L and Balance Sheets
• Liaised with internal staff at all levels effectively, including Regional Managers and Business Managers from BMW/MINI Retail network

High Wycombe

- New Car Sales Executive- BMW i Specialist - i3 and i8

Westfield London, White City, London

- Annual budget of £1.5-1.7mill- Managed team of 11 staff members, involved in all aspects of HR and personnel management, including recruitment of new staff and grievances- Created and implemented several training initiatives, designed to increase sales revenue

Law (Ba Hons), Law

Education record