Umar Rahman Email & Phone Number

A well-rounded Banking Professional having served in senior leadership roles with wide ranging experiences encompassing Sales, Product & Business Management spanning a period of 20 years with client oriented business and focus on a seamless customer experience. Objective has been to combine strategic vision with on ground realities and challenges to build strong cross business synergies, increased operational efficiencies in a cost effective manner with focus on digitization to develop and implement profitable strategies.With proven organizational & leadership skills have worked hard to develop a learning culture with focus on corporate governance culture. Having specialized in Sharia Compliant Banking in view of Business development via aggressive & trained sales marketing to an ever evolving market with onus on process re-engineering to explore profitable avenues in Commercial & Retail Banking to grow balance sheet and profitability. With proven track record of developing sound, marketable products made possible through extensive hands-on experiences with help of financial modeling, deep insight into diverse risk factors and their management, understanding of regulatory frameworks, and an innate ability to establish and maintain focused & motivated teams to achieve collective goals. Focus area: Secured Lending Business Auto Finance, Home / Mortgage Finance, Fleet Finance, Agri FinanceUnsecured Lending Business Personal Finance / Consumer Durable FinanceInstitutional Sales, Telesales, Outbound Call Center, Alternate Acquisition Channel, Agriculture Finance.Also worked closely in Human Resource function in the fields of HR Policy & Planning and Recruitment & ResourcingSpecialties: Autos, Mortgages, Personal Finance, Unsecured, Secured, Credit Cards, Research, Analytics, Fleet Business, Portfolio Management, Customer Servicing, People Management and Human Resource Management, Digital Onboarding, Process Reengineering, Consumer Assets Business Management, Product Development, Consumer Assets Sales, Fleet Sales, Institutional Sales, MIS, Agriculture Finance, Alternate Acquisition Channels, Outbound Call Center, TeleSales Unit.