Umar Farooq Email & Phone Number

Riyadh, Sa

Riyadh, Saudi Arabia

Enterprise Risk ManagementBoard & Management Committees reporting Risk Strategy Climate RiskICAAPStress TestingRisk Appetite Model Risk ManagementData PrivacyRisk Data Architecture Advanced Risk Analytics

Riyadh, Saudi Arabia

Major role and responsibilities:• Board/Board’s Risk Committee/ Management Dashboards• Regulatory reporting of Basel Framework like Q17, Pillar III etc. • ICAAP, Stress testing, Pillar II• Risk Appetite Statement• Implementation of Basel III reforms aka Basel IV Management and other risk related Modules• Early warning signals [EWS]• RAROC and Pricing utility• Framework, Policy and Procedure [ERM Framework, MRM Policy, etc.]

Riyadh, Saudi Arabia

Major role and responsibilities:• Board/Board’s Risk Committee/ Management Dashboards• Regulatory reporting of ECL, Q17, Pillar III, LEX, Related party, etc.• ICAAP, Stress testing, Pillar II• Risk Appetite Statement and other portfolio management reports such as Asset Quality etc.• IFRS-9 ECL calculation [SAS risk and financial workbench]• Implementation of Basel III reforms aka Basel IV [SAS risk and financial workbench]• Core Banking implementation [TCS CBS BANCS], CLOS, Loan Disbursement, Collateral Management, CeilingManagement and other risk related Modules• Early warning signals [EWS]• RAROC and Pricing utility• Framework, Policy and Procedure [Credit Policy, ECL Framework, Staging Policy, etc.]

Riyad Bank Head Office

IFRS-9 implementation, Credit Modelling both IFRS-9 and Basel related.Basel Advanced approaches implementation, Data Work stream, Regulatory reports designing both pillar I and pillar III, configuration of the calculator along with all other credit risk related implementation Implementation of loan origination/limit management/ collateral management system

Credit Risk Modelling related to FIRB Approach, Model validation, calibration and monitoring

Lahore

Handling MIS of Credit Risk to all stakeholders (Internal and External) Reporting Minimum Capital Requirement to State bank of Pakistan under the frame work of Basel II Standardized Approach and Basel III. Owner of Capital Regulatory Model under Basel II Accord (Standardized Approach) for proper appropriation of risk to assets and calculating Capital Charge.Owner of Regulatory Reporting Model developed for reporting different types of statements to SBP.Administering Monthly, Quarterly and yearly reports to Regulator.Part of Core banking solution upgrade project from MIS perspective.

Lahore

Reporting Minimum Capital Requirement to State bank of Pakistan under the frame work of Basel II Standardized Approach. Owner of Capital Regulatory Model under Basel II Accord (Standardized Approach) for proper appropriation of risk to assets and calculating Capital Charge.Responsible for Data Gathering and Validation through an in House Developed system called CRMIS(Credit Risk Managemnet information System)Reporting of the said collected data to respective stakeholders including e-CIB, Basel II etc.

Lahore

Reporting Minimum Capital Requirement to State bank of Pakistan under the frame work of Basel II Standardized ApproachCredit Analysis lending portfolioProviding different portfolio cuts for presentation to the top management and for identifying target markets, capping exposure in certain industries.

Mardan

• Credit ApprovalLoan approval including scrutiny, verification, preparing the proposal. Verification, data check, CIB reports and other clearance for the proposal to be forwarded to the Head office/Area/Branch credit committee• Credit MonitoringPost disbursements monitoring and maintaining accruals and provisions.• OperationsCompletion of documents, accounting entries, account opening, disbursement of loan, mortgages, stock letters, issuing of purchase order/demand draft, corresponding with the insurance companies and ensuring vehicles are insured before delivery, completing all legal documentation.• RecoveryTo ensure that all the instalments are collected on time and had a 100% recovery rate, to pursue if the instalments are delayed.• IT CoordinatorDay Starts/Day Ends, Trouble shooting (VB, C, HTML), Server/Clients PC’s maintenance, Installation of new Software and hardware, ATM, Electronic Communication (Email)

Master Of Applied Finance, Accounting And Finance, Distinction

Activities and Societies: Member of Islamic Society Major Units: Portfolio Management Theory, Funds Management, Mergers, Acquisitions.

Master Of Business Administration (Mba), Finance, 3.7 Cgpa

Major Units: E- Business, International Business Management, Advance Accounting, Corporate Finance, Strategic Management, Total Quality.

Bachelor Of Business Administration (Hons), Mis, 3.6 Cgpa

Major Units: Statistics, Business Mathematics, C++ and Visual Basic, Micro Economics, Managerial Economics, Accounting II, Business Law.

Chartered Accountancy (Foundation Level), Accounting