Umar is currently working as a freelance Managing Consultant, primarily focusing on Digital Transformation within Financial Services sector but not limited to.Previously he worked at Cognizant Consultancy as a Managing Consultant within their Digital Strategy Practice, working across difference business sectors and clients to help reimagine, redefine, and transform their businesses to create new sources of value and become digital leaders. Prior to that Umar has worked at Capgemini & IBM, where Umar has built an excellent understanding of Programme Management functions whilst developing excellent Project Management skills against a backdrop of large and complex Business & IT Programmes, predominantly within Financial Services.