Finance transformation Margin management Cost efficiencies Strategic KPIsFP&AAutomation of Regulatory Reporting Capital optimization ALCO

Finance workshops

Strategic Planning • 5 Year corporate strategy formulation for the bank with 5-year financial forecasts • Financial strategy formulation including capital planning and dividend policy formulations• Responsible for the preparation of Bank wide Annual Budgets and Business Planning• Internal Capital Adequacy Assessment Process (ICAAP)• Responsible for ALCO and Management Committee Presentation packs• Risk adjusted performance measures (RAROC) for the bank, business units & sectors for the purpose of capital allocation • Comprehensive peer comparison analysis of Qatari banks, highlighting key challenges and weaknesses• Duration wise interest rate sensitivity analysis and analysis of maturity profile of assets & liabilities of the bank• Banking Industry Research (Qatar & region)• Quarterly Investor PresentationManagement Reporting • Well integrated MIS system including customer profitability • Business unit performance measurement and branch profitability including fund transfer pricing and indirect cost allocation• Yield/Cost of funds monitoring• Product profitability analysis on banks lending and deposit products• Review of pricing of retail products both loans and deposits and proposing changes • Performance measurement of bank’s investment portfolio based on Sharpe measure, Information ratio & Portfolio VAR• Analysis of bank's bond investment portfolio • Ad-hoc MIS pertaining to specific decisions Corporate Finance• Capital Budgeting and critical financial evaluation of Bank's capital investment decisions based on NPV, IRR and ROI• Evaluation of acquisition proposals of the bank based on various valuation techniques including FCF models• Building long term capital plans in conjunction with business growth projections • Identifying the long term stable funding requirements of the bank • Responsible for carrying out presentations for rating agencies – Moody’s, Fitch Ratings

After going through a vigorous 2 month training program and rated grade A on the training evaluation; carried out equity research for a leading investment bank, covering the Pan European Equity Stocks. Leading the analyst team and responsible for achievement of deadlines and ensure high quality control and attention to detail. Creating and updating financial models for the companies in coverage with estimates Creating and maintaining valuation models to arrive at intrinsic values and target prices for the equity securities under coverageBuilding and maintaining complex industry models; publishing industry updatesWriting and publishing of earnings notes (previews and reviews) with a recommendation and a price targetConducting industry research (Oil & Gas, Banking, Paper and built complex models)AchievementsSuccessfully developed a model to capture the financial risk of European Equity stocks during the financial crisis 2008-2009 including debt maturity analysis with stress testing analysis Successfully managed and groomed a team of equity analystsDeveloped Training Materials mainly analyzing the impact of IFRS amendments in EquityValuation

Equity Research Analyst- Head Headed the research division conducting equity research on listed companies. Prepared daily and weekly market updates which were mainly sent to institutional investors. Carried out financial modeling and forecasting. Company visits, good rapport with IR of blue-chips. Proven track record of making successful calls on the economy as well as on equities.

Reported directly to the managing Director on product profitability and customer profitability. Was in charge of designing a marketing research project, which is used to shape the business strategies of the company. Worked together with Finance manager in budgeting and cash flow planning.

Analyzed the financial accounts and reported directly to the Group Chairman. Coordinated with accountants in relation to the major variances identified. Arranged monthly meetings and monitored the implementation progress of the decisions taken. Managed the Group’s investment fund by determining sound investment opportunities and highlighting risks