Overseeing the risks facing the organization being a Development Financial Institution. Risks being primarily divided into Credit, Market and Operational categories.I am also on the board of directors of Saudi Pak Real Estate Ltd.

Overall Risk Management of the organisation

Manage risk due to exposure on FIs, Capital Market and FX held locally and in Nostro accountsAnnual behavioural Study for items w/o contractual maturity, ICAAP study and risk policies reviewImplemented IFRS 9 frameworkDeveloped a Risk Rating framework (Obligor Risk Rating (ORR→PD) + Facility Risk Rating (FRR→LGD) ALCO member, presenting monthly risk situation to CEO, CRO, Treasury and Business headsManage regulatory / Basel reporting to SBP including quarterly CAR and monthly LCR / NSFRDesigning Enterprise Risk Management framework, under ISO 31000 guidelinesLiaison with internal, external and SBP auditors

Designed and implemented a reporting server catering the requirements of the Central Bank, working with core banking system Flexcube

Coordinated implementation of electronic Financing Application Module of Oracle Flexcube system at the Bank.

Analyze the clients' existing risk management framework and provide consultation services to optimize risk management services and practices. Most of the clientele belong to less developed countries an d most of projects are part of international development agencies' projects (World Bank / IFC, African Development Bank and Asian Development Bank etc.).

As a part of MS Corporate Finance & Banking, I am attached for six months on job-training at ABN AMRO head office, working on a first of its kind project involving creation of a Joint Venture with a Pension Fund.

Credit Risk Management of loan application from various parts of the country.

Managed a team of Credit Analysts.

Managing a portfolio of SME clients.

Managed a portfolio of large corporate accounts.