Umer Rashid Email & Phone Number

Karachi, Pk

Pakistan

• Investigate alerts generated by reviewing KYC and client documentation stored in the scanning database and other systems and screened them using Lexis Nexis and World check for UAE Clients.• Raise any PEP (Politically Exposed Person) case not yet identified to AML Management, also perform further Due Diligence for UAE Clients.• Collaborate with team members from UAE region in investigating and closing or escalating ongoing screening alerts relating to sanctions, PEPs or financial crime adverse information to relevant stakeholders.• Perform name screening, sanctions screening and searches on new and existing customer base and review ensure proper documentation of all hit dispositions and escalate all true and potential hits timely.• When needed, ask the Relationship Manager (RM) of UAE bank for additional information/documentation and corroborate received information provided by the RM.• Ensure alerts are closed with adequate and documented explanations within planned schedule.• Ensure timely response to information/ advice requested by the Banks Internal Business units in accordance with the Banks Sanctions/ AML / KYC policy.• Generate reports and metrics for the team.

Hbl Plaza I.I. Chundrigardh Road

• Provided high-risk advisory/ performed KYC / opinions on matters that need interpretation relating to CDD, AML/ CFT laws and regulations, issuing clarification wherever required on emails received from branches/dept. after review and discussion with senior management.• Conduct AML Transaction Analysis and help identify potentially suspicious activity• Conduct sanctions, Politically Exposed Person ("PEP") and negative media screening on High-risk person. • Identify and validate the ownership structure of broker firms/clients to establish the ultimate beneficial owners and controlling directors/shareholders.• Screen new broker firms/clients and their beneficial owners, controlling directors/shareholders against domestic and international PEPS and sanctions lists.• Assisted the team in reviewing documents and providing advisory services to stake holder form FCC perspective and also screened the individuals & entities name through world check.• Help Team Leader/ Head of Department in tasks which are assigned by the senior management. • To update Country Risk Guidelines document on quarterly bases as per Basel AML Index updates.• Also performs reviews on documents like (Agentless Banking/Konnect, RDA (Roshan Digital Account)).• Maintain MIS of advisory received in FCC department and keep complete record of correspondence related to advisory services provided to stake holders.• Compiled weekly reports on particular department (coordinate with unit), FCC Policy and Advisory and PEP Unit for circulating to Business for High-Risk accounts data.• Prepared monthly departmental presentations to share with Higher Management (CCM and etc). • Maintain awareness of global trends, threats and best practices in anti-money laundering.

Head Office

• Perform AML review / KYC of new relationship (Related to NGOs, NPOs, Charity, Trust) to confirm that these accounts are opened inconformity with AML-CFT Regulations/ Bank internal procedures. • Perform AML Review / KYC of PEPs and also screened the individuals & entities name through World check. • Conducted screening and due diligence on alerts generated for high-risk individuals/entities. • Monitor customer account KYC profile review and bring up-to-date by branches or dept. to ensure regulatory and bank’s policies compliance. • Assist with AML related queries /questions received from branches/dept. • Processed approvals for live transactions in high-risk countries. • Assisting the Compliance Team in answering various ad hoc queries. • Prepare MIS for reporting to the Higher Management. • Maintain proper record of such queries and reviews for reporting and audit trail purposes.

Karachi

• To Draft responses on the queries of Law Enforcement Agencies (LEA’s) and Regulatory Authorities, in accordance with law.• Debit Blocking and sharing of information with the Law Enforcement Agencies (LEA’s), in accordance with law.• Managing MIS of Compliance department & Reporting requirements for management.• Ensuring compliance of all kinds of notices issued by Law Enforcement Agencies (LEA’s) and Regulatory Authorities.• Examined current processes for automation opportunities.• Worked effectively with business representatives to gather report requirements.• Developed, analyzed and tested report results.• Compile and validate data; reinforce and maintain compliance with corporate standards.• Responsible for developing and delivering reports both internally and to State Bank.

Karachi

• Automate the Insurance Payment Portfolio using Excel (VBA) & SQL Server.• Collected the information and Created the Data Base which is necessary for developing Application.• Also help team to maintain their MIS(Excel) related issues.• Launching auto loan claim and follow up until closure.• Reconciliation of Auto Loan cases includes fresh & renewal payments for insurance companies.• Upfront & Standing order Amount Short recover through AGI (Manual Entry) from Customer account (Non-Checking).• Making Auto Loan Payments to insurance company.

Pakistan

• Played a key role in designing the graphical user interface. • Collected the information which is necessary for developing Application. • Developed the programs necessary for the project. Created the Data Base. • Documentation of the Project.

Karachi

-Played a key role in designing the graphical user interface.-Collected the information which is necessary for developing Application.-Developed the programs necessary for the project.-Created the Data Base.-Documentation of the Project.