# PD on the case of HL&LAP and recommend them to the approving authority.#Analysing the Customer CIBIL checking the Loans their repayments and if any SMA DBT DPD #Tracking of the salary and work history of the salaried profile customer.# Analyse the income of the applicants in respect with the ITR Balance Sheet and GST Document #Preparing the CAM according to the profile and income.# Maintaining the ration FTD MTD Sanction FOIR LTV LCR against the Loan amount #Maintaining the decision TAT and portfolio and Daily MIS#Preparing the CAM in respect with company Policy deviation program scheme.

Underwriting of rural salaried/ professional and personal per approved loansConduct physical PD with customers business offices and residence points TransunionCIBIL work branch key & check loan tracks Strong follow up for FEMI and 6 MOB EMI of customers in unpaid cases Optimise company sales and reduce bad debt losses by maintaining the credit policy Evaluating the creditworthiness of potential customers Creating credit scoring model for risk assessments.Approving and rejecting loans based on available dataCalculating and setting loan interest rates negotiating the terms of loan with new clients Ensuring all loans and lending procedures comply with regulations Maintaining records of all company loans Monitoring loan payments and bad debts and reviewing and updating the company’s credit policy

Maintaining the cash records of the branch Evaluating the purity of the gold Assessment of the loan amount against the physical gold Maintaining the loan repayment record of the customers Timely updation of the interest repayment to the customers Handing the branch key of gold vault and maintaining the register Updating the kyc of the customers and updating the loan in the systems

Maintaining the cash records of the branch Evaluating the purity of the gold Assessment of the loan amount against the physical gold Maintaining the loan repayment record of the customers Timely updation of the interest repayment to the customers Handing the branch key of gold vault and maintaining the register Updating the kyc of the customers and updating the loan in the systems