Responsibilities Handled: Revenue Cycle Optimization: Streamlined billing and collection processes, enhancing revenue cycle efficiency. Investment Management: Oversaw the hospital's investment portfolio, ensuring optimal returns on investments. Strategic Financial Planning: Led the development of long-term financial strategies to ensure the hospital's financial health. Financial Analysis: Conducted comprehensive financial analysis to guide strategic decisions. Budget Management: Oversaw budget preparation and monitored financial performance against set budgets. Regulatory Compliance: Ensured compliance with financial regulations and standards. Advisory Role: Provided strategic financial advice to the hospital's executive team. Key Achievements: Cost Optimization: Implemented cost-saving measures that reduced operational expenses by 15%. Project Cost Reduction: Achieved a 10% reduction in project costs through hard negotiation with vendors. Improved Financial Reporting: Enhanced the accuracy and timeliness of financial reporting, facilitating better decision-making. Financial Stability: Successfully maintained the hospital's financial stability during challenging times.

Responsibilities Handled: Strategic Partnerships: Established and managed strategic financial partnerships with global, GCC, and Indian banks. Capital Structure Management: Optimized the company’s capital structure to balance debt and equity financing effectively. Fund Raising: Spearheaded fundraising efforts for CAPEX, vessel financing, and working capital from financial institutions, GCC banks, and private investors. Treasury Management: Managed treasury operations, ensuring optimal fund allocation and liquidity management. Financial Forecasting: Directed financial forecasting and analysis to support strategic planning. Financial Planning: Developed and implemented short-term and long-term financial plans. Legal: Led the vetting, finalization, and execution of legal documents with lawyers and the legal team, ensuring completion of all registration formalities. Executive Committee: Actively participated as a member of the executive committee, providing independent insights on investments, new projects, diversification plans, and new product lines. Globalization: Assisted management in expanding into new markets by establishing subsidiaries in Singapore, Europe, and Africa. Stakeholder and Investor Relations: Cultivated and maintained strong relationships with stakeholders and investors, fostering trust and collaboration. Regulatory Oversight: Conducted due diligence and vetted legal documents for banking limits.Key Achievements: Raised Capital: Increased working capital from USD 10 million to USD 1.8 billion, collaborating with over thirty global and GCC banks. Cost Reduction: Negotiated a 2% reduction in term loan costs and a 1.5% reduction in working capital limits, saving USD 20 million annually. Debt Finance: Secured USD 220 million for oil storage projects and USD 45 million for vessel financing at competitive rates. Rating Success: Completed rating exercises with S&P Global, Moody’s, and Fitch,

Responsibilities Handled: Risk Assessment: Conducted risk assessments to identify and mitigate financial risks. Cost-Benefit Analysis: Performed cost-benefit analysis for major financial decisions to ensure optimal resource allocation. Department Leadership: Led the Finance & Accounts department, overseeing two professionals and six executives. MIS Development: Developed and implemented Management Information Systems (MIS) for better financial oversight. Regulatory Liaison: Liaised with bankers for working capital facilities and managed tax matters. Key Achievements: Resource Mobilization: Successfully mobilized resources, improving the company’s liquidity position. Cost Management: Implemented effective cost management strategies, reducing financial waste.

Responsibilities Handled: Financial Policy Development: Developed and implemented financial policies to improve financial governance. Joint Venture Management: Played a key role in establishing a joint venture for watch manufacturing worth Rs. 104 million. Financial Systems Implementation: Implemented financial accounting, MIS, and costing systems for new divisions. Key Achievements: Secured Funding: Secured Rs. 220 million in term loans for new packaging projects. System Implementation: Implemented robust financial systems, improving financial control and reporting. Public Issue: Successfully raised Rs. 80 Million through a public issue listed on the BSE for a watch manufacturing project.