Most families worry about retirement, so we created the Wealthy Retirement System, so you can worry less and live more.Our Mission: Our vision is to inspire a global culture of retirement readiness where individuals and businesses worldwide prioritize preparation for retirement. We envision a world where wisdom, resources, and confidence empower people to embrace retirement as a fulfilling chapter of life, ensuring financial security and well-being for generations to come.Core Values: ▪️Transparency: Upholding honesty, ethical standards, and transparency in all interactions and decision-making processes.▪️Empowerment: Empowering clients with wisdom and resources to make informed choices and take control of their financial future.▪️Compassion: Demonstrating empathy, understanding, and respect towards clients' individual needs, preferences, and diversity.▪️Stewardship: Acting as responsible stewards of clients' financial resources, prioritizing their interests, goals, and well-being.▪️Continuous Learning: Committing to ongoing education, staying updated on industry developments, and embracing innovative approaches to provide effective guidance.I am the President and an Investment Adviser Representative of Obsidian Wisdom LLC, a Registered Investment Adviser in the state of Florida. We are fee-only fiduciary advisors who combine comprehensive financial advice with retirement planning and generational wealth management services. 1719 Secluded Woods WayFleming Island, FL 32003(561) 723-5366Third-party posts found on this profile do not reflect the views of Obsidian Wisdom and have not been reviewed for accuracy or completeness. Any testimonial on this site is based on an individual’s experience and may not be representative of the experience of other customers. These testimonials are no guarantee of future performance or success.

Registered Representative offering securities products and services through NYLIFE Securities LLC, Member FINRA/SIPC, A Licensed Insurance Agency.

Agent licensed to sell insurance through New York Life Insurance Company.

• Supervised subordinate analysts, provided guidance and oversight, including reviewing accuracy of work, assigning tasks and projects.• Managed and supervised the collection, analysis, summation and presentation of data to senior management that forms the basis of financial and operational decisions.• Forecast regulatory impact of Fee Schedule changes and provided dashboard outlining impact to Leadership.• Developed pricing models and profitability analysis to ensure proper pricing strategy was taken.• Made recommendations to Executive Team to ensure annual financial goals were met and margin integrity was maintained.• Managed total pricing procedure, enhanced processes to grow efficiencies and ensured timely response to market conditions.

•Coordinated proposal development with the sales team to achieve company profitability and growth targets.•Provided regular and ad hoc pricing analysis and reporting for upper management.•Understood cost behavior and cost pools in order to use costing programs to develop carload costs for price development.•Performed margin and pricing analysis to support key business initiatives as required.•Worked on Sales and Marketing annual budget.•Produced financial data and rate forecasts. •Analyzed market dynamics, pricing trends, market opportunities, profit margins, etc in order to develop reports, procedures and tools for managing pricing and profitability. •Took initiative in identifying and resolving issues around pricing and profitability to support company goals.

• Reconciled GL entries with expected income and allocate trades for PAR, Distressed & Total Return Swap desk• Facilitated efforts with Traders, Trader Assistants, Business Control Areas, and Loan Operations staff to investigate and resolve discrepancies in Position, Profit & Loss Revenues, and Interest/Fees• Evaluated the price of positions with their financial projections, update pricing, and communicate expectations and profits and/or losses to Front Office.• Provided and generate daily and/or monthly financial reports, as well as ability to perform ad hoc queries for senior management and Front Office upon request• Performed audits of internal control over financial reporting • Provided insight and analysis to support meeting benchmarks and maximizing company objectives• Trained and develop junior accountants in accounting and control procedures

• Established, eliminated, revoked, and refused credit privileges based on financial plans produced• Provided high level of budget analysis to determine and recommend financial products• Defined, developed, and implemented strategies for underwriting to include policies for automated decisioning of credit applications • Performed statistical analysis and ad/hoc reporting to enhance transparency of the portfolio risk and performances• Conducted analysis of origination, financial, market, and economic data as related to credit risk management.