To develop and strengthen alliances and partnerships; regional and local brands-multi-chain and single chain outlets for products such as Merchant EMI, e-commerce startup, accelerated rewards, PoS redemption- Deal negotiations of the partnerships and alliances. - End to End implementation of the bank's card promotions with the partners. - End to End Partner management and engagement. - Campaign Management - the ability to negotiate brand visibility and cost for both ATL and… Show more To develop and strengthen alliances and partnerships; regional and local brands-multi-chain and single chain outlets for products such as Merchant EMI, e-commerce startup, accelerated rewards, PoS redemption- Deal negotiations of the partnerships and alliances. - End to End implementation of the bank's card promotions with the partners. - End to End Partner management and engagement. - Campaign Management - the ability to negotiate brand visibility and cost for both ATL and BTL campaigns along with the partner. - Campaign fulfillment. - Help build exclusive properties across merchant categories under the right partner-right segment approach. - New initiatives and business development. - Create visibility and showcase the product features to set preferable norms for business growth. Overall responsible for cultivating and maintaining relationships among business partners while also developing strategies to generate revenue and increase profitability. Show less

To being a Product Manager my professional role which is responsible for the development of products for the Consumer Banking, known as the practice of product management. To own the business strategy behind a product (both physical and digital products), specify its functional requirements and generally manage the launch of features. Henceforth a constant coordinate work done by many other functions (like software engineers, operations, ITG, sales, marketing, data analytics and product… Show more To being a Product Manager my professional role which is responsible for the development of products for the Consumer Banking, known as the practice of product management. To own the business strategy behind a product (both physical and digital products), specify its functional requirements and generally manage the launch of features. Henceforth a constant coordinate work done by many other functions (like software engineers, operations, ITG, sales, marketing, data analytics and product designers) and are ultimately responsible for the business success of the product.My Job are dedicated to builds and directs credit card product strategies. Develops and implements marketing plans to drive business growth and meet business targets. To conducts regular review on market trends and studies competitor activities to identify opportunities. To drive the business following systems are involved to in management including the whole legacy of CTL, presently CardZone, and other associate system of local switches, gateways and international payment associations i.e. Visa. Show less

As a RCM-South Secured, for both provinces of Sindh & Balochistan my main responsibilities to managing collections / overdue of both secured products Auto Loan & Home Loan (Mortgages) inflows in due course for maintaining delinquencies, GCL and recover the loss categorized consumer portfolio and minimize bottom line losses at acceptable levels to make contribution towards profitability and implementation of policies, procedures. Ensure the customers' satisfaction by monitoring all queries and… Show more As a RCM-South Secured, for both provinces of Sindh & Balochistan my main responsibilities to managing collections / overdue of both secured products Auto Loan & Home Loan (Mortgages) inflows in due course for maintaining delinquencies, GCL and recover the loss categorized consumer portfolio and minimize bottom line losses at acceptable levels to make contribution towards profitability and implementation of policies, procedures. Ensure the customers' satisfaction by monitoring all queries and complaints to be handled properly and timely manner. To enhance due diligence (EDD), evaluation of reports, reconciliation & monitoring transitions, scrutiny of evidences and records, investigation, findings and recommendation in case of any fraud & forgery related issues and complaints. Further enactment and control to follow defined framework for smooth execution of process and identify early warning indicator and manage KPIs for early identification of risk while monitoring the performance of collections staff and provide strategies plans for the accomplishment of set collection targets.Reconciliation of transaction and tracing of delinquent and default customers or accounts by available various System and resource including Core system SYMBOL, CBS, KM, CAMS, CTL, CardZone, CWX, AMS, eCIB Scrubs, Data Check, Veri-sys and other etc. Show less

As a Manager Collection, Remote Cities for Faisalabad & Multan Regions (Central-II) the core resposibilty to mange delinquents portdolio of both unsecured products of Personal Loan & Credit Cards. Review allocations and ensure appropriate resolution to meet bench mark, further ensure to reduce charge-off / GCL. To monitor settlement process and appropriate closer accounts and reported complaints if any?, To ensure compliance guidelines, audit observations. polices and process… Show more As a Manager Collection, Remote Cities for Faisalabad & Multan Regions (Central-II) the core resposibilty to mange delinquents portdolio of both unsecured products of Personal Loan & Credit Cards. Review allocations and ensure appropriate resolution to meet bench mark, further ensure to reduce charge-off / GCL. To monitor settlement process and appropriate closer accounts and reported complaints if any?, To ensure compliance guidelines, audit observations. polices and process framework accordingly; Key assignments and workflow: To generate daily/monthly/quarterly/annual performance, productivity and achievement trend reports. Collection & Recovery inventory tracking and monitoring – Inflows (amount and accounts) volume at cycle cut or SOM/EOMetc. To review & monitoring Collection & Recovery activities and utilization of different business system including CAMS, CWX, CTL, CardZone, Symbols / CBS & KM etc.  To evaluate delinquencies, GCL, ENR, and resolution of account with a close dimension analysis. Simultaneously updation and monitoring of delinquency graph with Analytics & Operations. Resolution of queries, complaints & anomalies which rise by direct or indirect channel (i.e. Customer, CSD, SQA, CCR & Presidential Officials etc.) To generate external agency MIS; accounts referred, payment ratio, closing ratio, vintages, legal referral, abandonment etc.; exclusive analyze of MIS and apply corrective and preventive action to improve the portfolio indicators and position of the Departments. Show less

Responsible to the handle more or less all MIS related assignments, either scheduled or unscheduled as pertains to the department at country level; and also to coordinate the Department Head, Collection & Recovery\RBG\MCB in terms of analytical, strategies, budgeting, planning and operational aspects;

To administrate and manage both listed and unlisted tasks of the organization; also had responsible to manage all MIS related assignments of the Centre,

Lectured on MIS to MS, MBA, BCS and BBA Programs, also conducted and managed their assigned projects of respective academic semester;