• Successfully implemented regulatory Compliance Risk Management (CRM) guidelines in liaising with external and internal stakeholders for regulatory repository management, compliance and operational risk identification/assessment/monitoring, product and policy review, tracking of audit recommendations & exceptions for regularization, and controls testing.• As part of CRM implementation, strengthened the Compliance Reviews function to effectively identify weaknesses in the Bank’s activities and internal controls, and escalate key issues along with mitigating recommendations to appropriate forums including senior management.• Imparted Bank wide trainings on understanding and importance of a strong risk and compliance culture, with focus on the latest regulatory requirements and effective mitigating controls.• Identified, analyzed and implemented applicable regulatory requirements in regular coordination with various business functions and through updating relevant policies and procedures.• Assisted in effective implementation of the Compliance Program through coordination with stakeholders both within and outside Compliance Function.• Continuously assessed different workflows in the CRM system, aiming for more standardized and efficient processes.• Timely and efficiently executed Risk Control Self-Assessment (RCSA) and Key Risk Indicators (KRI) related activities for different business functions of the Bank, through CRM system and in regular coordination with Operational Risk Management team.

- Actively participated towards successful development of the Bank’s 05 year Strategic Plan, including Group wise Goals and Objectives, Financial Targets, Compliance and Risk Management, Cost and HR Management.- Effectively revamped Group wise Key Performance Indicators (KPIs) Scorecard in line with the regulatory requirements and Bank’s approved Strategic Plan.- Conducted periodic performance evaluations against Group wise financial and non-financial targets through actual vs budget analysis and prepared different Performance Review reports for the Management.- Reviewed new Processes / Product Programs / SOPs / Policies etc. in line with the Bank’s approved Strategic plan.- Continuously engaged with all Groups/Divisions with respect to new strategic initiatives/projects.

• Implemented end to end ICFR roadmap (based on COSO framework) including Process Documentation, development of Risk & Control Matrices (RCMs), Gap Analysis and Mitigating Plans.• Developed and regularly updated Risk Control Self-Assessment (RCSA) checklists/Testing Plans for testing and review of controls.• Extensively coordinated with Operational Risk Management team for testing of key controls related to both front and back offices, to assess effectiveness of controls.• Re-designed different controls (where needed) in order to have streamlined yet effective processes in the bank, and coordinated with bank wide process owners for implementation of the same to mitigate risks.• Liaised with External/Internal Auditors for their review of the Bank’s Internal Controls program.

• Ensured implementation / maintenance of COSO based Internal Control Framework (including ICFR) within the Bank including Process Documentation, Gap Analysis & Mitigating Plans, and validation of implemented controls.• Regularly coordinated with various stakeholders to implement system based and/or alternate controls, focusing on process automation and centralization along with business continuity.• Periodically analyzed testing results and subsequently reported to Senior Management.• Conducted pan bank training on implementation of internal controls, with specific reference to Compliance Risk and high risk irregularities pointed out by Internal / External Auditor.• Reviewed policies, procedures, new products and initiatives with respect to risk & control perspective, operational excellence and service quality, compliance with laws & regulations, business strategy, technology, and audit/inspection observations.

• Secured 1st position in MTO batch after obtaining classroom & on job training, and subsequent evaluations.

• Ensured compliance with regulatory instructions and Bank's policies and procedures including due diligence i.e. Know Your Customer (KYC) and AML / CFT, while performing branch banking operations.