Usman Sadiq Email & Phone Number

Lahore, Punjab, Pakistan

o To visit assigned branches to conduct quality reviews of critical areas/processes and their compliance as per SBP instructions and bank’s internal policies/procedures;o To Identify and escalate the glaring/critical issues of branches to the senior management regarding major regulatory and operational lapses;o To complete assigned tasks/reviews within defined timelines and submission of reports with minimal rework by the supervisor;o To perform other assignments e.g. data consolidation/investigations/checklist revision with prudent and proactive approach;o Assist Manager Compliance in identification of areas which are critical in nature so that these could be escalated and be made the part of management’s information and action plan in accordance with the policies and procedures;o To acquire sound knowledge and understanding of operational policies/procedures and regulatory requirements in identifying and documenting non-compliant areas in order to improve overall control environment of the bank;

Lahore, Punjab, Pakistan

o Conducted on-site compliance reviews of branches to assess the level of compliance in the light of SBP regulations, bank’s own policies & procedures (SOPs) and laws of Government relating to banking industry;o Prepared and finalized the compliance reviews for onward submission to branches for necessary rectification against the highlighted observations;o Prepared significant issues for escalation to the relevant stakeholders within TAT;o Identified the CTRs in light of bank’s AML/CFT policy and regulations;o Kept updated with SBP regulations/circulars and bank’s internal instructions issued from time to time for effective compliance reviews & controls to equip branches to avoid possible punitive actions of the regulator;o Ensured to create maximum awareness among branch staff, related to the State Bank of Pakistan - Anti Money Laundering and Combating the Financing of Terrorism (SBP AML & CFT) regulations while delivering the Anti Money Laundering / Know Your Customer (AML / KYC) presentations;o Conducted on-site review of branchless banking (BLB) agents to assess the level of compliance in the light of SBP BLB regulations;o Conducted reviews of Drawback of Local Taxes & Levies (DLTL) cases before final submission of claims to SBP;o Conducted reviews of Internal Assessment of Top Hundred Depositors exercise in the light of SBP directives performed by the branch;

Lahore, Punjab, Pakistan

o Performed supervisory operations and management of cash department;o Performed clearing functions including Inward, Outward, Intercity, Same Day, IBC and OBC;o Performed functions of remittances department including issuance, processing and cancellation of pay orders and CDRs;o Performed function of daily ATM balancing, settlement and its replenishment;o Performed account opening function with its complete control & administrative policies as per SBP directives;o Strongly adhered to AML/CFT policy to avoid money laundering activities as per SBP directives;o Processed vendors' payments after deduction of applicable taxes;o Performed reconciliation of Internal GLs with bank books;o Performed balancing of branch security stationery on regular intervals;o Management of all branch supervisory and administrative matters in coordination with manager operations;

Lahore, Punjab, Pakistan

o Maintained daily petty cash account of the branch;o Performed management of deposit of cash collection into bank;o Performed cash payments of expenses, vouchering and filing in respective modules;o Maintained teachers’ payments status as well as salary accounts of the employees;o Maintained different kinds of official records;o Reported to campus manager, chief manager and at times director finance on daily cash flow status and deposits with the bank;

Junior Associateship Of Ibp (Jaibp), Banking And Financial Support Services, A

Professional Banker Certificate (Pb Certificate), Banking And Financial Support Services, A

Master Of Arts - Ma, Economics

Master Of Business Administration - Mba, Finance, General, A