Review of all Product programs and policies of retail and asset financing of the Bank.Review of Transactions executed by Corporate, SME, Commercial, Consumer and Treasury departments on regular basis.Review of Branches all over Pakistan as per the annual Shariah review plan.Support the development of new and innovative Islamic Banking products and assess marketability and risks involved in those products. This includes Corporate, SME, Commercial, Trade, Treasury and deposit… Show more Review of all Product programs and policies of retail and asset financing of the Bank.Review of Transactions executed by Corporate, SME, Commercial, Consumer and Treasury departments on regular basis.Review of Branches all over Pakistan as per the annual Shariah review plan.Support the development of new and innovative Islamic Banking products and assess marketability and risks involved in those products. This includes Corporate, SME, Commercial, Trade, Treasury and deposit products. Understanding customer’s business processes and suggesting the structured products and customer specific process flows that suits their needs.Research for new alternate products and new business opportunities based on the information gathered.Obtain approval from Shariah Board on the product related matters and suggestions.Answering customer’s and staff queries regarding product structures and Shariah related matters on regular basis.Review of the ERP system implemented at HBL Islamic and checking its conformity with Shariah rules and guidelines.Training of Staff bank wide, including branches and departments. Show less

Established the Shariah Audit Unit and ensure compliance of State Bank of Pakistan’s Shariah Governance Framework.Preparation of Shariah Audit Manual, Shariah Compliance manual and guidelines in accordance with the rules and regulations issued by Shariah Supervisory Board and State Bank of Pakistan.Preparation and submission of Shariah Audit reports to Shariah Advisor & Shariah Board. Preparation of annual Shariah audit plan and ensuring its timely execution.Conducting Shariah… Show more Established the Shariah Audit Unit and ensure compliance of State Bank of Pakistan’s Shariah Governance Framework.Preparation of Shariah Audit Manual, Shariah Compliance manual and guidelines in accordance with the rules and regulations issued by Shariah Supervisory Board and State Bank of Pakistan.Preparation and submission of Shariah Audit reports to Shariah Advisor & Shariah Board. Preparation of annual Shariah audit plan and ensuring its timely execution.Conducting Shariah Audits of all financing and liability products & transactions, pool management, corporate, consumer, trade and treasury departments as well as overall operations of Dubai Islamic Bank. Show less

- Provide technical support and assist business managers in relation to compliance of the Guidelines laid down by the Shari’ah Supervisory Board (SSB) & the Central Bank (SBP)- Provide technical support in the development of Legal Documentation, improvement in current product structures and new products in line with the customer/business day-to-day needs.- Customer visits on Pan-Pakistan basis to assess unique business processes with the purpose to offer & refine products offered.-… Show more - Provide technical support and assist business managers in relation to compliance of the Guidelines laid down by the Shari’ah Supervisory Board (SSB) & the Central Bank (SBP)- Provide technical support in the development of Legal Documentation, improvement in current product structures and new products in line with the customer/business day-to-day needs.- Customer visits on Pan-Pakistan basis to assess unique business processes with the purpose to offer & refine products offered.- Review of the Temenos (T-24) with the purpose to customize the system in line with the Shari’ah/AAOIFI standards.- Lead/Manage overall Shari’ah Audit related activities on Pan-Pakistan basis. The activities mainly include audit of bank’s transactions executed through branches, corporate, SME & treasury units and subsequent reporting to Shari’ah Supervisory Board, Board Audit Committee & Board of Directors.- Detailed Review of the asset side products to ensure each approved product and structure is in compliance with Shari’ah/AAOIFI Standards.- Liaise with branches and other departments to rectify any Shari’ah violations observed, educate the staff by explaining the details of the product structure and transaction procedures.- Assists in the review of new and proposed product structures, mechanisms and documentation, comments over them and suggest modifications on the basis of audit remarks.- Audit of accounting entries related to Islamic products in line with Islamic Accounting Standards of AAOIFI.- Audit financial statements of bank in line with AAOIFI accounting standards and to highlight the deviations.- Review the calculation and distribution of Depositor's profit in pursuant to the Mudaraba contract, and the guideline issued by the Central Bank of the Country (SBP).- Audit Bank's Donation (Charity) calculations at the end of the year according to the guidelines of Shari’ah Supervisory Board Show less

- Development of operational manual, product manuals and standard operating procedures and risk management guidelines.- Assistance in development of suitable Islamic finance transactions for various clients.

Worked as “Program Assistant” in Regional Operations Unit for Asia Regional Office- Assisting in preparation of Project Budgets and their Work plans.- Analyzing MIS reports of all Asia region projects, and advising where variances are observed.- Gatherd data and maintain an updated list of all large proposals being developed along with the status of work in each case on a fortnightly basis.- Supporting the development of a general operations manual for the Region and project… Show more Worked as “Program Assistant” in Regional Operations Unit for Asia Regional Office- Assisting in preparation of Project Budgets and their Work plans.- Analyzing MIS reports of all Asia region projects, and advising where variances are observed.- Gatherd data and maintain an updated list of all large proposals being developed along with the status of work in each case on a fortnightly basis.- Supporting the development of a general operations manual for the Region and project specific operating procedures/manuals to address donor requirements and IUCN policies and procedures. Show less

- Finalized the accounts of clients- Implemented Peachtree at client’s premises- Supervised and provided advise on all e-filing requirements of Federal Board of Revenue- Coordinated with Securities and Exchange Commission of Pakistan- Filing requirements under the companies ordinance of Form “A” and “29” etc- Trained Staff