As a seasoned leader with a proven track record in Management Board, I've had the privilege of overseeing and managing a diverse range of functions within VTB. With a team of talented individuals under my leadership, I've played a pivotal role in driving strategic initiatives and ensuring operational excellence.During my tenure as acting CEO in 2021, I successfully led the organization through critical challenges, demonstrating my ability to navigate complex situations and make sound decisions. My expertise in risk management, compliance, credit underwriting, debt collection, legal, treasury, and finance has enabled me to contribute significantly to the company's growth and success.Some of my key accomplishments include:• Restructuring Compliance: Successfully restructured the compliance and AML function in 2024, resulting in enhanced effectiveness and adherence to regulatory standards.• Championing PowerBI: Led the implementation of the PowerBI reporting system, revolutionizing management decision-making through data-driven insights.• Portfolio Growth: Achieved a tenfold increase in the unsecured loan portfolio by implementing innovative solutions in both retail and corporate segments.• Debt Collection: Improved problem debt collection efforts, recovering a significant amount of funds.• Bank Recapitalization: Oversaw the successful recapitalization of the bank, securing a government directive for a substantial funding injection.• Treasury Optimization: Enhanced treasury operations, leading to a 15% increase in revenue.• Risk Management Efficiency: Streamlined risk management processes, reducing staff and budget while maintaining performance standards.• Crisis Leadership: Led the successful response to a crisis, ensuring business continuity through a swift transition to remote work.

During my 11-year tenure at Bank Standard in Azerbaijan, I played a pivotal role in transforming the bank's risk management practices. As Risk Management Director, I led a team of dedicated professionals to develop and implement innovative solutions that significantly enhanced our credit risk management capabilities and improved our overall financial health.Some of my proudest achievements were:• The development of a new credit scoring system. This system enabled us to streamline our credit pipeline, assess borrower risk more accurately, and ultimately build a loan portfolio worth over $15 million, consisting of over 7,500 loans with an impressive default rate of less than 1%.• Additionally, I spearheaded the implementation of a comprehensive strategy for evaluating the financial health of corporate clients. By leveraging data analytics and industry best practices, we were able to identify potential risks early on and take proactive measures to mitigate them.