TYMY (www.tymys.com) is a technology partner providing end-to-end SaaS solutions for the management and development of an agent network. We help businesses organize sales through an agent network without the cost of their own IT development, document management and additional communications with the network.Currently I'm responsible for business development in MENA region and also for the overall strategic project for the development, coordination and implementation of a business process system as part of development of the company's international business.

Strategy and organization development.Development and implementation of the company's commercial strategic plans in order to increase market share, profitability and operational efficiency of the business.Strategic analysis of the market, competitors, customers and industry trends.Project management for the creation and implementation of a new organizational structure of the company

Aventus Group (www.aventusgroup.com) – group of innovative digital loan providers (fintech), leading the financial progress of European and Asian clients since 2009. To date, Aventus Group companies have issued more than €4B of loans. Currently, Aventus Group companies are successfully running businesses in 17 countries.Operational management of the group's promising start-ups in the markets of the Philippines, Kenya (operating companies) and preparing the launch of a new company in Vietnam. Online management and coordination of the work of 3 teams (about 100 employees). Control over organizational structure, business planning, budgeting, P&L, commercial, risk and marketing strategies, collection activities. As an actual chief product manager I was involved in constant interaction and coordination of work with development teams (front-end / back end) and design (UX / UI), marketing teams and other stakeholders.Achievements:Development and improvement of business processes and operational efficiency, resulting in a significant growth of customer acquisition and retention rates, increase of market share and credit portfolio.

Credit 365 Kazakhstan company was a new project of Aventus group in Kazakhstan. As a CEO I was responsible for this start-up and was successful in the following: general managing the company and launching the project, obtaining a license from the regulator, development of the financial model and budget of the company, team building, conclusion of partnership agreements with vendors and service providers, control over website's development as an actual chief product manager, interaction and coordination with development teams (front-end / back-end), design team (UX / UI), risk and collection departments, development of marketing strategy.Achievements:The project was successfully launched in scheduled time in May 2021. As my team managed to provide the best start in the group’s history, I was soon promoted inside the group to the position indicated above (COO).

Russia's independent broker in POS-lending, TOP-4 on the market. Finservice was an IT-company (B2B) which was developing its own software which was widely used by retail chains, stores, and merchants for processing customer’s POS-loans applications.Under my management and leadership business has been successfully launched from scratch and was dynamically developing in 6 regions of Ural macro-region - in Yekaterinburg, Chelyabinsk, Tyumen, Surgut, Kurgan, and Orenburg regions (total population: 13.4 million).Achievements:• Business has been launched in all cities of the macro region, a market share of about 10% has been achieved, the business has been brought into stable profit.• Ural Macroregion won the 1st place in the competition "Our Leaders" at the 2nd quarter of 2019. In 2020 - 1st place in terms of profitability.

Ak Bars Bank (Top-22 in Russia) is a universal bank which develops corporate, retail and investment businesses. The Bank provides services to more than 3.2 million individuals and over 66 000 corporate clients.Implementation of the bank's digital strategy for retail business in the Urals region (Yekaterinburg, Chelyabinsk, Tyumen and Perm regions), sales network development, corporate sales channel (payroll projects and DSA activities), partner channel (mortgage lending, car loans), credit and debit cards, consumer loans, deposits, money transfers, trade acquiring, insurance and partner’s products, currency exchange transactions. Achievements:• Has provided x2 sales growth in the partner and corporate channels.• x8 times growth in digital channels • Managed to form the commercial team of the Ural region, increasing the staffing rate from 25% to 95%.• Increased the effectiveness of the partner channel of sales in the mortgage business, ensuring the accreditation and conclusion of partnership agreements with 100% of real estate developers and agencies (starting index - 60%)

The Ural branch includes 4 regions of Russia: Yekaterinburg, Chelyabinsk, Kurgan, Tyumen, Perm regions. A significant part of the business is realized in partner channel with MTS (top-1 telecom operator in Russia), which includes about 300 points of sales. The peculiarity of the bank is the presence of bank offices integrated with the retail network of MTS and working under a single brand. I was responsible for implementation of the bank's digital and offline strategy in the Urals region, development of the branch network, business management of the branch (retail business, corporate business, SME), fulfilment of planned sales targets and KPI, budget execution, development of client bases, attracting new customers, team building and development, optimization business processes, improving operational efficiency. Achievements: • Provided growth in sales of main products by an average of 40%.• Successfully implemented a project to open new offices integrated with MTS (the largest telecom operator in Russia), opened 2 new-format offices in Yekaterinburg and Nizhny Tagil.• Updated the branch team, forming a united and involved team, strongly motivated for leadership results in sales and financial results.• Introduced a system of continuous training and professional development for employees of the branch's front offices;

Being a part of Societe Generale Group, Rusfinance Bank for many years was ranked TOP-3 in Car loans and TOP-5 in POS-loans in the Russian market. In 1st half of 2011, it was ranked TOP-1 in the car loans market (according to RBC official ranking)As a Macro-region Director, I was responsible for the successful business in Ural macro-region which consists of 8 regions - Sverdlovsk, Chelyabinsk, Kurgan, Tyumen (including KhMAO and YaNAO), Perm, Orenburg regions, Bashkortostan, Udmurtia, The number of employees - 800 people (about 2000 if to add time-limited contracts).Top achievements:• During the 2009 - 2015 macro-region was ranked TOP-1 in a bank in terms of sales volume, economic profit and operational efficiency;• The macroregion was stably providing about 20% of the total sales volumes (among 7 macro regions), achieving an especially impressive share in POS-business - up to 30%.• In 2010 and 2011, the macro region was awarded as "Best macroregion of Rusfinance Bank";• In 2009 (the crisis year) macroregion was awarded in the category "Holding the market."

Top-achievements:• Efficient start-up on time and in full accordance with a start-up plan• Ekaterinburg branch for 11 years was ranked TOP-5 on the volume of sales, economic profit, and in POS-lending business the branch was an undisputed leader in the regional network during the whole period of operation,• Organization of effective business in 40 cities and towns of the Sverdlovsk region;• In 2005, I was awarded a diploma "For outstanding achievements" as The Best Branch Manager.• The successful implementation of business integration after the Rusfinance's acquisition of Promek Bank. Achieving synergies in business and formation of the new combined effective team.

Functional responsibilities:Operational management of a commercial bank"s division which was providing full-range services for enterprises and individuals (corporate lending, payroll services, deposits, money transfers, express loans, credit cards, cash transactions, traveler's checks). Achievements:• Growth of the deposit base by enterprises (+ 30% during the year)• Successful development of the new product at the moment - express-POS-lending, taking the leading position in the market of Yekaterinburg, the growth of the loan portfolio during the year by 50%***Retail banking, POS-credits, corporate loans, corporate lending, payroll services

Functional responsibilities:Operational management of the bank's department responsible for the implementation of documentary operations (letters of credit, guarantees, documentary collection) in the framework of international and domestic trade financing.Achievements:Bringing business processes for documentary operations in the bank in full compliance with international rules and standards. Getting a bank credit limits in the major European and American banks. Business process level was so high that the documentary operations became the distinguishing feature of the bank in the region and its competitive advantage which allowed engaging the leading enterprises of the Urals (eg, VSMPO-AVISMA, "Kalina", etc.)***trade finance/ letter of credit/ letter of guarantee/ documentary collection/ corporate lending

Probationer, expert in correspondent banking department, expert at documentary operations dept., head expert at documentary operations dept.,