Vallapuzha Sandhya Email & Phone Number

Santa Clara, California, United States

Worked closely with cross functional teams including engineers, product owners, marketers, and attorneys from conception to launch of our new retirement income solution resulting in over $150 M of additional assets under management within a few months.Held training sessions to over 120 financial planners on our investment methodology and usage of our proprietary financial planning tool. This helped them to create over 1000 financial plans that were used to confidently address inquiries from clients with $0.5M to $2M of assets under management.Hosted one-one sessions with planners with high-net-worth clients (2M – 20M) to help with sophisticated financial planning including evaluation of RSU and Stock Options using third party tools.

Dissertation - Agency Problems in Target-Date Funds- Selected for presentation at the American Finance Association 2012 Annual Meeting- Second prize, 2011 Chicago Quantitative Alliance Academic paper competition- Selected for presentation at the 2010 International Pension Workshop, Zurich, Switzerland- Selected for presentation at the 2011 FMA Annual Meet & 2010 Doctoral Student Consortium- Released as NETSPAR Discussion paper with Research Grant of €10,000- CEAR Research and Travel Grants of $8,000Media Interviews / Citations:1. The New York Times, January 9, 2015, "Target-Date Funds Can Pose Complexities" by Tim Grayhttp://www.nytimes.com/2015/01/11/business/mutfund/target-date-funds-can-pose-complexities.html2. CNN Money Magazine, October 2010, "Does your fund have your back" by Pat Regnier http://money.cnn.com/2010/09/27/pf/investing/what_drives_portfolio_managers.moneymag/3. Tradestreaming.com, February 20, 2012, "Why a stock's ticker matters" by Zack Millerhttp://www.tradestreaming.com/?p=37454. The Street, July 29, 2010, “Target Date Funds Are No Bargains, Study Says” by Joe Monthttp://www.thestreet.com/story/10819838/1/target-date-funds-are-no-bargains-study-says.html5. Human Resource Executive Online, August 12, 2010, "Target-Date Funds Questioned" by Marlene A. Posthttp://www.hreonline.com/HRE/story.jsp?storyId=4985856776. News at Robinson, July 27, 2010, “Study questions target-date funds for retirement” by Renee DeGross Valdes http://robinson.gsu.edu/news/973.html7. CFO World, March 2011, "What's Mysterious about Target-Date Funds: Too much"http://www.cfoworld.com/benefits/3690/whats-not-known-about-target-date-funds-too-much8. Fiduciary News, March 2011, "Time for 401k Plan Sponsors to Admit Target Date Funds Too Broke to Fix?"http://fiduciarynews.com/2011/03/time-for-401k-plan-sponsors-to-admit-target-date-funds-too-broke-to-fix

Taught Business Calculus, Statistics and College Algebra courses to students at the Undergraduate level.

Taught "Decision Support Systems" course to students in the University of Bradford Undergraduate Degree program

Ph.D, Finance

Master Of Science, Mathematics

Bachelor Of Science, Mathematics