Valeria Melincu (Cams, Cgss) Email & Phone Number

Novato, California, United States

Role focused on meeting BSA and OFAC requirements including suspicious transaction monitoring and OFAC monitoring.• Conducted transaction monitoring and analysis to detect patterns indicative of money laundering or other illicit activities, ensuring timely escalation and resolution of suspicious findings.• Processed 314(a) screening and escalated possible matches timely.• Managed the daily operation of sanctions screening processes, including the review and investigation of alerts generated by screening systems.• Maintained documentation for Board Reporting, Exams, and Audits.• Updated procedures and cross-trained colleagues contributing to a culture of compliance. • Maintained and updated the OFAC sanctioned country list.• Validated data transfer from core system to BSA monitoring system.• Completed and/or assisted with special projects, as needed.

Bank Of San Francisco

Seasoned professional role focused on meeting BSA and OFAC requirements, successful audits and exams, effective suspicious activity monitoring, improvement of processes, and maintaining BSA/AML and OFAC policies and procedures.• Ensured compliance with laws and regulations, governing financial institution with regards to BSA, AML, KYC, CIP, and USA Patriot Act, leading to successful bank examinations and audits.• Managed money laundering case investigations and performed related analysis, including SAR writing and filing.• Responsible for CTR filing and completing client CTR Exemption forms.• Reviewed new customer risk rating during onboarding and conducted periodic EDD reviews of high-risk clients.• Performed OFAC sanction screening for client database and processed 314(a) screening.• Primary contact to bank staff for BSA/AML and OFAC matters.• Assisted BSA Officer with periodic BSA and OFAC Risk Assessment.

50 Fremont Street Suite 150, San Francisco Ca 94105

MAY 2013 – SEPTEMBER 2015CLIENT MANAGER, CITY NATIONAL BANK/RBCService and sales role focused on managing the service team, meeting branch sales goals, and providing excellent customer service.• Managed branch operations and compliance of de novo branch• Proactively guided staff to achieve results and reach their full potential• Responsible for hiring, development, and coaching of branch sales/service staff• Ensured staff sales and service training was completed to provide customers with appropriate banking solutions• Worked with the Branch Manager to ensure branch sales goals were met• Participated in external business development activities• Ensured regulatory compliance and staff adherence to policies and procedures were met

Walnut Creek, California, United States

Service and sales role focused on excellent customer service and sales goals.• Provided excellent customer service that resulted in cross selling of bank deposit and lending products • Completed branch certification and audit files • Responsible for onboarding of new customers and new account opening• Participated in Northern California Bank region projects including branch relocations and new branch openings • Assisted in Northern California Bank region branches as needed • Managed branch operations in absence of Client Manager