Vel Davidov Email & Phone Number

Saint Petersburg, Fl, Us

St Petersburg, Florida, United States

PSCU/Co-op Solutions is a premier service organization and an integrated financial technology solutions provider. The company serves more than 4,000 financial institutions throughout North America. PSCU/Co-op Solutions offers end-to-end product portfolio services that include payment processing, fraud and risk management, data and analytics, digital banking, instant payments, strategic consulting, collections, ATM and POS networks, shared branching and 24/7/365 support.In my new role I am responsible for leading the PSCU/Co-op Solutions Finance, Accounting, Treasury, M&A and Settlement operations.

Tampa/St. Petersburg, Florida Area

PSCU is an established FinTech serving banks and credit unions. The offering includes an end-to-end product portfolio that includes payment processing, fraud and risk management, data and analytics, digital banking, instant payments, strategic consulting, collections, ATM and POS networks and uninterrupted support via its contact centers.In this role I assumed responsibility for actively enabling the PSCU’s accelerated growth and diversification strategy. In addition to Planning & Analysis, my team laid the foundation of functions that support the integration of new business and alliances. These efforts drove expansion into the community banking space, investments into lending, and the acquisition of real time payments capabilities. Under my leadership, we completed over 8 acquisitions, while achieving double digit revenue growth rate. My responsibilities include: — Spearheading efforts by the SVP team to create multiyear aggressive growth & profitability strategy— Expanding PSCU’s pricing and proposal function— Establishing clear processes within the organization to enable acquisition integration— Screening and evaluating businesses as part of the M&A pipeline build out — Serving as Board Director at Triverity, LLC and Juniper Payments, LLC— Joining the Transformation Office to lead company efforts to create scalable business modelDuring this period, I am particularly proud of the following successes: ► Developed “blueprint” of success that ties in multiple KPI and goals into a strategic plan framework► Closed over eight acquisitions and strategic alliances► Created scalable business model that enabled double digit growth in both Revenue and Net Income

Tampa/St. Petersburg, Florida Area

During this period PSCU continued its rapid expansion into services targeting mid-sized financial institutions. The company introduced digital channels for servicing credit union members and ventured into the community banking space.I was initially promoted into this role to be a part of a small team that laid the foundation of a robust Planning & Analysis function at PSCU. My position later expanded into a finance leadership and corporate development function that was new to PSCU at the time. My responsibilities included: — Establishing-PSCU’s first metrics-driven, finance organization that continues to drive insight and support decision making in alignment with PSCU’s growth— Creating processes and implemented Hyperion Oracle technology to streamline the planning process. — Designing Activity Based Costing applications to track profitability at client and product level— Recruiting, hiring and developing high-performing team members— Managing Business Intelligence database and modeling techniques development to track and influence Client, Product and Line of Business growth and profitability metricsDuring this period, I was particularly proud of the following successes: ► Designing and implementing PSCU's external growth strategy► Orchestrating and managing the implementation of a highly accurate and predictive planning process► Traveling and meeting with prospect target companies, performing due diligence, presenting at both client events and to officers of the company to convey business case and deal rationale► Completing PSCU’s first acquisition, including prospecting, deal design, negotiation and integration planning

PSCU was a growing, privately held FinTech enabling day to day operations at credit unions. The offering included end-to-end product portfolio that includes payment processing, fraud and risk management, consulting, collections, ATM and POS networks and uninterrupted support via its contact centers.I became highly interested in Credit Card processing while working at Capital One and specifically sought out an internship at PSCU as a company that focuses in B2B credit card management. Shortly thereafter, I was offered a full time position in the Product Management area. In my role I developed and implemented solutions targeted at mitigating card related fraud and enabling better online shopping experience. During my tenure in this role I successfully:► Launched new products in collaboration with VISA & MasterCard to create safe digital experience► Managed the design of automated strategies for Card portfolio management► Developed financial models that convey the financial benefits from using new products ► Educated prospective clients on product specific features and advantages

Capital One is a leading provider of Credit Card and banking services in the US.I had the opportunity to be introduced to Credit Card services while obtaining my graduate degree at USF.

Mba, Advanced Finance

Bs, Accounting