Founding member of Anchorage Finkred private limited, registered NBFC in the business of Retail lending space using technology

Audits & Assurances services-Corporate Audits,Internal Audits and Due Diligence,Information systems Audit and Cost Audits,Special assignments in Financial Accounting,Operations and Risk management.Financial Accounting and Financial Planning with MIS Management Internal Audits for leading Private limited cos,Firms and individuals.Tax Planning and Tax compliances-Income Tax,Sales Tax and Service Tax compliances.Project feasibility reports & Project Appraisals for Financial Institutions and Banks,Advisory services on Fund raising for companies & firms

Audits & Assurances services-Corporate Audits,Internal Audits and Due Diligence,Information systems Audit and Cost Audits,Special assignments in Financial Accounting,Operations and Risk management.Financial Accounting and Financial Planning with MIS Management Internal Audits for leading Private limited cos,Firms and individuals.Tax Planning and Tax compliances-Income Tax,Sales Tax and Service Tax compliances.Project feasibility reports & Project Appraisals for Financial Institutions and Banks,Advisory services on Fund raising for companies & firms

Chartered Accountant Firm with special area of focus on Internal/Concurrent Audits,Special Assignments & Compliance for Financial Services and Banking, Accounting outsourcing & Internal Audits for Corporates

Developing and implementing Credit Policies for incorporating adequate risk management with customer friendly work flows.Develop, implement & review Credit operating procedures which have adequate risk controls and ease of operation.Managing the quality of Product-Portfolio at the aggregate level.Recruiting, training and managing good underwriting team of people in a short period of time. Ensuring the process & audit compliance in underwriting. Implementing retail loan application in Mid office- Credit function for supporting the systems team.Building strong credit underwriting team across India.

Was in charge of Credit risk & Credit operations for Southern region of Personal Loans division of the bank.Key responsibilities of Credit appraisals and Credit processing, Portfolio management and Mid office support.Administering Credit decisions within preset standards for entire South Zone, consisting of 25 processing hubs & 70 spoke locations.Conducting regular training programs to channels & processing agencies for improved quality of Assets & Business development.Worked as the Product Coordinator for Level 3 Process compliance as per the SOX requirement for All India, which involves defining, standardising, documenting and implementing the standard processes with Measure of performance.Administering and motivating a team of 40 Credit Managers for entire South Zone.Coordinating and drafting Business Impact Questionnaire, Critical Process analysis and Business Recovery Plan for the group to implement Business Continuity Plan.

Was responsible for Underwriting,Operations and Accounting of Coimbatore branch during my stint for more than 2 years.Responsible for Credit appraisal & collections for the branchMaintaining the branch books of accounts & Reconciliation of Bank, Debtors, Creditors and Head office accounts.Administering the PDC Management and Funds Management of branch.Managing MIS reporting of branch every month on balance sheet & profit and loss account of branch, cash flow statement, Collection MIS and Branch Budget.Responsible for coordination of Internal & Statutory Audits of the branch