AeroLeads people directory · profile

Vera Stoddard, Crc Email & Phone Number

Credit Management| Underwriting and Portfolio Management | Credit Risk Management | Corporate Lending at Umpqua Bank
Location: San Diego, California, United States 8 work roles 2 schools
LinkedIn matched
✓ Verified May 2026 3 data sources Profile completeness 86%

Contact Signals

LinkedIn Profile matched
3 free lookups remaining · No credit card
Current company
Umpqua Bank
Role
Credit Management| Underwriting and Portfolio Management | Credit Risk Management | Corporate Lending
Location
San Diego, California, United States
Company size
3314 employees

Who is Vera Stoddard, Crc? Overview

A concise factual answer block for searchers comparing this professional profile.

Quick answer

Vera Stoddard, Crc is listed as Credit Management| Underwriting and Portfolio Management | Credit Risk Management | Corporate Lending at Umpqua Bank, a company with 3314 employees, based in San Diego, California, United States. AeroLeads shows a matched LinkedIn profile for Vera Stoddard, Crc.

Vera Stoddard, Crc previously worked as Vice President, Sr. Client Solutions Manager at Umpqua Bank and Director of Portfolio Management at Silvergate Bank. Vera Stoddard, Crc holds Mba, Business Economics from California State University - East Bay.

Company email context

Email format at Umpqua Bank

This section adds company-level context without repeating Vera Stoddard, Crc's masked contact details.

Umpqua Bank

Review company-level records connected to Vera Stoddard, Crc before choosing the right outreach path.

View email format View company profile Management contacts
Profile bio

About Vera Stoddard, Crc

Credit Risk Certified banker with extensive credit management experience in commercial banking.Skills include: • Credit Team Management and Development Led and developed credit teams of underwriters, portfolio managers, and credit risk analysts. Identified individual strengths and talents and applied them to building effective and strong-performing teams. • Process OptimizationRestructured and optimized processes in loan underwriting and portfolio management by standardizing templates and implementing new software for spreading, credit analysis, and portfolio monitoring.• Credit Risk Management Built independent credit review function (2nd line of defense). Developed risk rating models for new commercial credit products. Participated in portfolio stress testing. Developed loan loss reserve models. Created credit procedures and guidelines for loan underwriting and portfolio management.• Project Management Managed credit portfolio audits conducted by external auditors. Ensured data integrity and timely deliverables by stakeholders. • Underwriting and Portfolio ManagementUnderwrote new commercial loans for CRE and C&I of $1MM to $100MM. Managed credit portfolio of commercial and consumer loans of $1.2 BN.• Special Asset Management Developed and implemented work-out strategies for problem commercial loans (C&I and CRE) and residential mortgages. Acquired, maintained, and sold OREOs. Worked with legal counsels to manage foreclosures and bankruptcies. Worked with SBA to receive full guarantee proceeds.• Commercial Credit Product Development Participated in developing new commercial credit products by writing credit underwriting guidelines, developing risk rating models, and conducting training for lending and credit teams. Product Knowledge:CRE loans (multifamily, retail, office, industrial, hotels), construction loans; unsecured and secured C&I loans, margin loans, ABL finance, structured trade commodity finance, equipment leasing, SBA 7(a), SBA 504, residential mortgages (Non-QM, Reverse). Areas of Expertise: Team Leadership, Credit Management, Commercial Lending, Loan Portfolio Management, Collateral Management, Underwriting, Special Asset Management, Risk Ratings, Credit Risk Management.Recognized as one of the Top 50 Women Leaders in San Diego 2023 by The Women We Admire https://thewomenweadmire.com/

Current workplace

Vera Stoddard, Crc's current company

Company context helps verify the profile and gives searchers a useful next step.

Umpqua Bank
Umpqua Bank
Credit Management| Underwriting and Portfolio Management | Credit Risk Management | Corporate Lending
roseburg, oregon, united states
Website
umpquabank.com
Employees
3314
AeroLeads page
Company profile
View company profile Email format
8 roles

Vera Stoddard, Crc work experience

A career timeline built from the work history available for this profile.

Vice President, Sr. Client Solutions Manager

Current
Umpqua Bank

San Diego, California, United States

Dec 2023 - Present

Director Of Portfolio Management

Silvergate Bank

Greater San Diego Area

  • Employment ended due to Bank's liquidation. Job experience:
  • Led, developed, and mentored a team of portfolio managers responsible for managing the Bank’s CRE, C&I, and consumer loan portfolio of $1 billion.
  • Reorganized credit review process by creating new procedures for portfolio management, developing templates, and implementing new software Sageworks/Abrigo for loan conditions, and covenants monitoring.
  • Managed credit review workflow with the team, reviewed and signed off on periodic credit reviews, draws on construction and value-added loans, ABL borrowing base, and risk rating changes.
  • Managed timely renewals of loan maturities and loan modifications. Approved loan renewals and modifications within credit approval authority.
  • Managed Bank’s Special Assets. Created work-out strategies for problem commercial and residential mortgage loans. Negotiated terms and conditions of loan restructuring with borrowers and third-party servicers. Handled.
Jun 2019 - Jun 2023

Vp, Senior Underwriter

Silvergate Bank

Greater San Diego Area

Structured and analyzed complex commercial real estate loans including properties that required cash flow stabilization and construction projects; worked with loan officers and lending management on credit structures, communicated with borrowers directly while underwriting a loan, performed site visits, reviewed and approved third party reports including.

Jan 2017 - May 2019

Vp, Portfolio Manager

Silvergate Bank

Greater San Diego Area

Led a team of analysts responsible for periodic loan reviews of CRE portfolio, loan renewals/extensions, risk rating changes and monthly credit reporting of Bank's loan portfolio. Quarterly calculation of loan loss reserves (ALLL) and presentations to senior management. Impairment analysis for problem loans, problem loan workouts.

Jan 2016 - Jan 2017

Avp, Commercial Real Estate Underwriter

Silvergate Bank

Greater San Diego Area

Underwriting of commercial real estate loans including analysis of deal structure, analysis of borrower/ guarantor(s), market analysis, property valuation analysis, appraisal reviews, property condition and environmental report reviews. Preparation of credit memorandums and recommendations for approval. Collateral property inspections.

Oct 2014 - Dec 2015

Commercial Loan Consultant, Principal

Vms Capital

San Diego, CA

Financial advisory and loan brokerage firm. The company provided the following credit solutions via banks, private lenders and investors: SBA 7(a) loan, SBA 504, Commercial Real Estate Financing, Commercial Development and Construction Loans, Bridge loans, Project financing (equity and debt), Asset Based Financing, Factoring, Contract and PO Financing.

Aug 2012 - Dec 2014

Head Of Credit Risk Management

Swedbank

Moscow, Russia

Responsible for credit risk management function of Russian branch of Swedbank group. Led a team of twenty underwriters and analysts. Managed credit portfolio of $1.2 billion including CRE loans, C&I credit facilities to corporate clients in Telecom, Oil Trade, Machinery, Manufacturing, Metal & Mining, Retail and Wholesale, FMCG, Forestry; small business.

Feb 2008 - Feb 2013

Sr. Underwriter

Rabobank

Moscow City, Russia

Underwrote structured trade commodity finance credit facilities for agriculture traders

Mar 2005 - Feb 2008
Team & coworkers

Colleagues at Umpqua Bank

Other employees you can reach at umpquabank.com. View company contacts for 3314 employees →

JM Jennifer Magnani Jennifer Magnani Colleague at Umpqua BankGreater Sacramento, United States View → HS Harold Smith Harold Smith Colleague at Umpqua BankEverett, Washington, United States, United States View → AH Angela Hill Angela Hill Colleague at Umpqua BankEugene, Oregon, United States, United States View → KB Kathy Bell Kathy Bell Colleague at Umpqua BankNorth Bend, Oregon, United States, United States View → LM Lisa M Westerman Lisa M Westerman Colleague at Umpqua BankNewport, Oregon, United States, United States View → GA Ginny Andersen Ginny Andersen Colleague at Umpqua BankPortland, Oregon Metropolitan Area, United States View → JC Joy Caswell Joy Caswell Colleague at Umpqua BankMcminnville, Oregon, United States, United States View → LY Lyset Yasutake Lyset Yasutake Colleague at Umpqua BankRoseville, California, United States, United States View → JL Jeff Lawrence Jeff Lawrence Colleague at Umpqua BankSpokane, Washington, United States, United States View → AC Aurora Conlin Aurora Conlin Colleague at Umpqua BankTualatin, Oregon, United States, United States View →
2 education records

Vera Stoddard, Crc education

FAQ

Frequently asked questions about Vera Stoddard, Crc

Quick answers generated from the profile data available on this page.

What company does Vera Stoddard, Crc work for?

Vera Stoddard, Crc works for Umpqua Bank.

What is Vera Stoddard, Crc's role at Umpqua Bank?

Vera Stoddard, Crc is listed as Credit Management| Underwriting and Portfolio Management | Credit Risk Management | Corporate Lending at Umpqua Bank.

Where is Vera Stoddard, Crc based?

Vera Stoddard, Crc is based in San Diego, California, United States while working with Umpqua Bank.

What companies has Vera Stoddard, Crc worked for?

Vera Stoddard, Crc has worked for Umpqua Bank, Silvergate Bank, Vms Capital, Swedbank, and Rabobank.

Who are Vera Stoddard, Crc's colleagues at Umpqua Bank?

Vera Stoddard, Crc's colleagues at Umpqua Bank include Jennifer Magnani, Harold Smith, Angela Hill, Kathy Bell, and Lisa M Westerman.

How can I contact Vera Stoddard, Crc?

You can use AeroLeads to view verified contact signals for Vera Stoddard, Crc at Umpqua Bank, including work email, phone, and LinkedIn data when available.

What schools did Vera Stoddard, Crc attend?

Vera Stoddard, Crc holds Mba, Business Economics from California State University - East Bay.

Find 750M verified contacts

Search by job title, company, industry, location, and seniority. Export verified B2B contact data when you need it.