Veronica Sofia Acevedo Email & Phone Number

1301 2Nd Avenue Suite 3100-A Seattle, Wa 98101

Orange County, California, United States

Irvine, California, United States

I was hired to build, structure and create a process workflow for a new lending department. We offered bridge loans to business owners. I also manage incoming external loans for R&D/ERC credit

Orange, California, United States

company closed

Remote

Non-QM Lender

United States

Orange County, California Area

- Assist with signing off/clearing, reviewing and requesting prior to doc and funding conditions of conventional and FHA purchases, refinances and streamlines.- Maintain broker relationships via email and phone updates and condition items.- Manage loan pipelineCompany closed their wholesale dept.

Irvine, California

Corporate payrollCorporate business renewal licensingPayment processing of corporate federal & state payroll taxes Preparation of business P&L & other financial reportsCorporate & individual tax returns

Fannie Mae & Portfolio product

Underwriting modifications for both HAMP and non-HAMP eligible loans in accordance with the treasury, company and investor guidelines. Responsible to do a thorough analysis of each loan to ensure quality. Perform compliance VOI and front/back DTI calculations, verification of property occupancy, hardship and income.

Santa Ana, California, United States

• Closing and compliance for all loan products• Wired funds after review of a loan in closing• Processed & closed Conventional, FHA, HARP & some VA loans.• Interpreting of policies while analyzing applicant, property & documentation• Ordered all required documentation, verifications, subsequent follow ups• Responsible for responding to written & phone inquiries from customers, title companies, and internal personnel regarding loans• Responsible to give customers weekly updates, and daily and monthly reports to management as per loan status and deadlines• Experienced in closing procedures related to advances and pay downs, funds wiring and disbursement process.• Researching and analyzing problems and recommending solutions• Conducting periodic audits of files• Answering questions pertaining to all areas of loan servicing including payment research, taxes, insurance, loan modifications and assumptions, prepayments, payoffs, adjustable rate loans, credit reporting, and lien perfection• Responsible for 30-50 loans in own pipeline depending on application received per month. Closing 16-18 on an average a month.• Ranked #4 in the entire site one of the months out of 175 processor• Assisted with answering questions and assisting new processing employees with company system & miscellaneous questions regarding loan policies & requirements

Newport Beach, California

I sold, listed and transacted residential & commercial real estate. I negotiated contracts w buyers, sellers, asset managers, investors, realtors, banks and auction companies. I also trained new agents, processed paper work for real estate and pre-underwrote loan transactions. Experienced with hard money loans, modifications, auction properties, bulk sales, short sales, conventional and commercial loans. Also within Solterra Estate and Lending I ran a small insurance business that I owned & operated, Brookbridge Insurance & Financial services. Experience in property & casualty, health & accident, Specialized in senior care broker associate of companies such as AFLAC, Travelers, Blue Cross, Health Net, Safeco, Hartford, and more...

Irvine, Ca.

I transacted loan sales as a experienced licensed loan agent in several states I was responsible for incoming calls in the east coast and California.My task was to quote & close prospective borrower on loan rate and fees.Once borrower decided to proceed with a purchase or refinance I would request for required information and documentation to pre-qualify the client. I would proceed to attempt to receive an approval through LP & DU approval. I would direct all submissions of applications to processing and coordinate with them for a quick and successful close of the transaction. Lending Tree was a national lender that required to be licensed at minimum in 6 states including California. I studied for state exams each month to fulfill the company’s expectation and became licensed in 8 different states averaging a score or 80% and above in each state exam.

Orange, Ca

I managed and directed a group of 5-10 sales agents & helped with phone sales. I would also initiate incentives for the top producer(s) I was responsible for their daily quotas as well as overall monthly production for the solicitation of loan modifications, purchases & refinances. I helped assist with closing clients over the phone on rates and fees. Helped with origination and assisted with scheduling appointments. I oversaw the hiring of new telemarketers and interviewed for the company

Upland, Ca.

reviewed borrower’s applications and verified accuracy of documents received (i.e., income verification, property appraisal, title, escrow, etc.)I would structure loans to meet Fannie Mae & Freedie Mac guidelines and requirements and sometimes recommended other products to loan officers if borrowers did not meet certain product guidelines.I would also ensure all pre and post-closing conditions are completed in a timely manner to ensure timely closing of file. I would coordinate with the loan officer as well as the processing department to meet conditions while delivering excellent customer service.I closely also worked along with realtors and escrow to remove conditions to close purchase loans. Responsible for managing a pipeline of 30-40 loans per month from Inception to funding. Ensure timely response to clients’ needs with professionalism and tact.

Irvine

Responsible to market our products and services B2B, contract, negotiations, employer and employee presentations of 20+ people per presentation, servicing, enrollment this was done as a part time basis and as needed while still transacting some real estate transactions and processing.

Nmls Lic # 301994, Re Lic, Hipa Certified, Acct. Certification

Education record

Accounting certification