Are you unsure if you have enough money to give you the life you want. As a Chartered Fellow Independent Financial adviser and Certified Financial Planner, I work with clients who are looking to improve their financial position either now or in the future. Perhaps take the opportunity to review their financial affairs independently so that there is a route to follow towards their goals.One of the most important questions my clients ask is ‘Will I run out of money?’Many of my clients need initial help with simplifying their finances so they know what to do next. This could relate to creating a comfortable retirement - pensions, investments and/or inheritance tax. My clients live and work in London and the home counties.We use a step by step process which includes areas such as assessing the clients objectives and time frame, reviewing the tax consequences of any action, selecting a suitable solution and providing regular reviews.My primary focus is on: Helping clients answer that important question and make the most of their opportunities for their future.Specialties: Independent Financial Advice. Independent Financial Planning. Lifestyle planning. Inheritance Tax mitigation. Retirement planning - with and without pensions. Family Protection - death or illness. Equity release.Education funding - University and School fees. Lifetime Cashflow - what happens if...?Corporate employee benefit packages. Company pension plans. Directors strategies. Key Person Protection. Shareholder and Partnership Protection.