I'm a curious individual who enjoys learning and solving problems, big or small, and a big proponent of using technology for good and spreading tech-focused products to underserved populations.I have six years of expertise in building consumer-focused data-based products to increase financial inclusion. Using machine learning models, I've launched buy now pay later (BNPL) products for both credit-savvy and new-to-credit users. My other professional accomplishments include optimizing the credit underwriting infrastructure on the AWS cloud for instant credit decisions, creating product-level growth strategies under extreme scenarios such as the COVID-19 pandemic, and identifying market entry opportunities for banks and fintech firms.I am proud to have helped India's biggest credit bureau, TransUnion CIBIL, create its most recent credit score, through which we have increased access to credit for more than 40 million additional customers. In addition to my work interests, I enjoy hiking, board games, and exploring different adventure sports
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Strategy And Pricing ManagerLendingclub Sep 2024 - PresentSan Francisco, California, Us -
Product Management InternIntuit May 2023 - Aug 2023Mountain View, California, Us -
Summer Intern - Venture CapitalBlume Ventures Jun 2023 - Jul 2023Mumbai, In -
Founder'S OfficeKissht Jan 2022 - Aug 2022Mumbai, Maharashtra, In -
Manager - Data ScienceCredit Saison India Jul 2020 - Jan 2022Bangalore, Karnataka, InI joined CS team at an early stage as the 2nd member in the analytics team and led a team of two exceptional data scientists to set up credit underwriting infrastructure on AWS, develop predictive machine learning models, design the key dashboards and evaluate co-lending partnerships. My efforts aided in the introduction of lending products on several marketplaces as well as direct to consumer markets. I had fun leveraging cloud technologies to accelerate universal digital transformation and working with diverse teams. -
Senior Manager AnalyticsFullerton India Credit Company Ltd. May 2019 - Apr 2020Mumbai, Maharashtra, InI worked on evaluating stressed assets and facilitating their sales. I also designed growth strategies under regular as well as stress scenarios such as the COVID-19 pandemic to ensure sustainable growth -
Manager - Innovative Solutions GroupTransunion Cibil Limited Mar 2018 - Apr 2019Mumbai, Maharashtra, InI got the opportunity to work on enhancing the bureau score, the organization's core product, where I worked with members from the product, engineering, sales, strategy, and marketing to develop, implement, and launch the product. This project helped nearly 40 million additional users get easier access to credit. I primarily worked on statistical modeling using Python, data mining using SQL, validation and implementation of the output. In order to support the sales team, I also conducted workshops on the product's education. -
Senior Analyst- Market Insights And Custom SolutionsTransunion Cibil Limited May 2016 - Feb 2018Mumbai, Maharashtra, InThis role shaped my thinking and taught me how to tell stories with data. I worked with leaders across banks and fintech on market sizing and developing market entry strategies. I also helped tell India's credit growth story through conferences and reports by creating business insights.
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InternshipKellogg Company May 2015 - Jul 2015Battle Creek, Michigan, UsI primarily worked on energy conservation projects by identifying potential areas of opportunity and recommending more efficient resources to reduce the carbon footprint.
Vikas Garg Education Details
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University Of California, Berkeley, Haas School Of BusinessMaster Of Business Administration - Mba -
Indian Institute Of Technology, BombayMechanical Engineering
Frequently Asked Questions about Vikas Garg
What company does Vikas Garg work for?
Vikas Garg works for Lendingclub
What is Vikas Garg's role at the current company?
Vikas Garg's current role is Strategy and Pricing.
What schools did Vikas Garg attend?
Vikas Garg attended University Of California, Berkeley, Haas School Of Business, Indian Institute Of Technology, Bombay.
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