Vibhor Kala Email and Phone Number
Passionate product management professional in consumer internet, mobile, Fintech, and social domains. Over 5+ years of experience across both B2B and B2C domains and have built financial products from scratch (personal loan and credit card) at FE Credit in Vietnam which had 2.5 million app downloads over 1.5 years of launch and then moved to Ola where I managed the growth at retention initiatives for Ola Money Postpaid+ (BNPL product), grew the product user base by 2x to 3 million active line holders. Now at Herkey, I am driving the product and growth initiatives to build India’s largest career engagement platform for women I specialise in propelling business growth and guiding cross-functional teams through the entire product development lifecycle and possess a strong product sense and analytical prowess.
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Senior Product ManagerM2P Fintech Aug 2024 - PresentBengaluru, Karnataka, India -
Product ManagerHerkey (Formerly Jobsforher) May 2023 - Jun 2024Bangalore Urban, Karnataka, IndiaLeading product and growth initiatives to build India's largest career engagement platform for women -
Product ManagerOla May 2022 - Apr 2023Bengaluru, Karnataka, IndiaLed the Ola Money Postpaid + (BNPL) acquisition, onboarding and retention charter ->Ola Money Postpaid Xmillion -> Xmillion + active line holders- Worked on the LMS (liability Management system) revamp for PP+ transactions by revamping - Transaction flows (debit, repayments, cashback, refunds and cashback) to solve for incorrect replications of transactions across the core, liability and lender systems- Drove the PP+ integration with offline partners to provide EMI facility- Improved the Ola EV offline financing conversion by partnering with multiple offline financers- Led the personal loan GTM strategy for Ola Money- Built the UPI interoperability for Ola Money wallet to comply with RBI PPI Guidelines -
Product ConsultantKuliza Jan 2020 - Nov 2021India- Single-handedly designed, built, and configured the credit policy in the credit rule engine of an auto loan product for Standard Charted Bank in Singapore- Customised LOS for an NBFC that disbursed micro-loans worth INR X per month- Led a cross-functional team (Sole Product Owner) of 14 people from onsite (Vietnam) to implement 2 digital products (Personal Loan and Credit Card) for FE Credit in Vietnam- Vietnam’s first and largest online lending mobile application, $nap (IOS & Android) has 2 million application downloads, 200,000 loan successful disbursals, and 540,000 applications registered in 1.5 years- Managed the implementation of 50+ external and internal API integrations for personal loan and credit card products- Accountable for integration between white label partners and FE Credit ‘Bank-as-a-Service’ model and successfully integrated more than 10 partners such as Zalo, GoBear, Mono, MoneyTap, SmartPay- Strengthen the fraud performance of the platform to onboard NTB customers.- Involved in Data analysis to control the Risk Performance in an acceptable ratio -
Associate Product ManagerKuliza Jul 2018 - Dec 2019Bengaluru Area, India- Foundation product team member driving the B2B product’s (Lending suite) loan origination system built on BPMN (low code platform) which increased the product revenue by X% in one year of launch with projected 5-year revenue worth $XM- Conceptualised and designed the flexible, futuristic B2B product that can cater to traditional and new-age loan offerings by Banks and NBFCs- Collaborated with design and engineering team to push the MVP out in 6 months to facilitate early sell and gain early feedback- Productised the Personal loan product to create a parallel revenue stream through digital lending partnerships- Anchored consultative selling with the sales team across multiple pitches and helped them to close global bank as the first customer- Awarded North Star of the Month award (Aug 2019) -
Apm InternKuliza Jan 2018 - Apr 2018Bengaluru, Karnataka, IndiaDesigned and implemented a digital business loan journey for a NBFC- Define and quantify the problem statement and lay out the primary and secondary objectives in the scope document- Do market research, target group study, and create user personas- Develop and validate hypotheses in user research via interviews and surveys- Perform competitive analysis using SWOT, and feature list comparison- Create PRDs, user stories, process flow diagrams, feature lists, and low-fidelity wireframes -
Summer InternHindustan Zinc Limited Jun 2017 - Jul 2017Chittaurgarh Area, India
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InternForce Motors Ltd May 2016 - Jun 2016Pithampur
Vibhor Kala Education Details
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Engineering/Industrial Management
Frequently Asked Questions about Vibhor Kala
What company does Vibhor Kala work for?
Vibhor Kala works for M2p Fintech
What is Vibhor Kala's role at the current company?
Vibhor Kala's current role is Senior Product Manager @M2P | Ex-Ola | Fintech | Lending.
What schools did Vibhor Kala attend?
Vibhor Kala attended R. V. College Of Engineering, Bangalore, Growthx®.
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