As a Managing Partner at The UFinancial Group since 1982, I provide guidance to my clients to help them reach their financial goals. I can offer comprehensive financial strategies and/or focus on one specific area of need.The UFinancial Group provides total financial needs analysis through a network of experienced professionals with expertise in: - Advisory Services; - Retirement Analysis and Programs; - Estate Strategies; - Employee Benefit and Retention Services; - Business Continuation Strategies, and; - Trust ServicesI am a registered representative of and offer securities, investment advisory services and financial planning through MML Investors Services, LLC. Member FINRA, SIPC (www.sipc.org). Supervisory Address: 5001 Louise Drive, Mechanicsburg, PA 17055 Phone: 717-791-3300 I am licensed to sell securities in PA, NJ, DE, MD, NY, VA, AZ, MA, CA, FL, MI, MN, MO, NC, OH, SC, WV, TX, WA, GA, TN, VT, WI, & KY. I am licensed to sell insurance in: PA, NJ, DE, MD, DC, VA, CO, FL, MA, MI, MO, NC, OH, WA, & WV. I cannot communicate with, nor respond to, requests from people who reside in states where I am not licensed to conduct insurance and/or securities business. Specialties: Retirement Planning, Asset Management Strategies and Investment Planning, Life and Disability Income Insurance, Long Term Care Insurance, Business Succession and Compensation Planning, Estate Planning