Banking & Marketing Leadership / Strategic Planning / Growth Strategies / P&L Responsibility /Personnel Development / Coordination and Communication /

MORTGAGE and CREDIT CONSULTANT Banking & Marketing Leadership / Strategic Planning / Growth Strategies / P&L Responsibility / Personnel Development / Coordination and Communication / Executive and Marketing Leader/ Entrepreneurial Experience/ Start-ups / Management: Over the past 25 years I have been utilizing marketing and management expertise gained within corporations in building businesses. I have a track record of increasing sales, reducing costs, and streamlining operations in a wide range of situations. Career Track: Professional growth through such positions as Wholesale Manager, Administrative Vice-President, President. Named: Presidents Club for last 10 years for highest sales and profits as Banking Professional. National Eagle Scout Association.

MORTGAGE and CREDIT CONSULTANT Banking & Marketing Leadership / Strategic Planning / Growth Strategies / P&L Responsibility / Personnel Development / Coordination and Communication / Executive and Marketing Leader/ Entrepreneurial Experience/ Start-ups / Management: Over the past 25 years I have been utilizing marketing and management expertise gained within corporations in building businesses. I have a track record of increasing sales, reducing costs, and streamlining operations in a wide range of situations. Career Track: Professional growth through such positions as Wholesale Manager, Administrative Vice-President, President. Named: Presidents Club for last 10 years for highest sales and profits as Banking Professional. National Eagle Scout Association.Proven Record – Across All major Corporate Functions: I am a professional with proven success in marketing and operations management. Superior organizational and communication skills, I easily interact with executives, supporting staff, vendors, & clients. Recognized consistently for achievements in product knowledge, leadership, profitability and customer satisfaction. Multicultural Experiences: My multilingual ability allows me to apply my marketing skills with diverse cultural markets both nationally and internationally. I am fluent in English, Spanish, Portuguese and Italian.

Counseling Clients on commercial and residential financial programs, and their capacity to borrow funds. Explanation of underwriting requirements, guidance in preparing the Client for compliance and understanding of the application process. Assistance in compiling necessary information and documents. Assistance in meeting conditions of loan commitments.

Counseling Clients on commercial and residential financial programs, and their capacity to borrow funds. Explanation of underwriting requirements, guidance in preparing the Client for compliance and understanding of the application process. Assistance in compiling necessary information and documents. Assistance in meeting conditions of loan commitments.

Provided overall direction and guidance to the operational activities of the organization with the objective of maximizing growth and profitability as well as day-to-day leadership and management to the BMW Service & Parts Operation of the dealership.